Most courts do not have the authority to order a creditor to work with you on payment arrangements. And, to be sort of harsh, the laws of...

Being on social security, disabled, or even impoverished is NOT a legal defense to paying a debt. However, collecting on the debt when the only...

Everyone is free to "call the police," but the police will tell you that this problem is "a civil matter," not a criminal one. So the police will...

What you should do depends on the information you haven't provided. Do you owe this debt? Do you have any legal defenses to the debt, such as that...

Yeah, this may not be such a good idea. I recently had a case where the client lived on and homesteaded property with "negative equity." The...

In my community, there is a guy informally known as "the bankruptcy appraiser." The judges know him, the trustees know him, and the debtor's bar...

You might want to see whether bankruptcy or debt settlement will help you get out of debt. See a local bankruptcy attorney - there is a "Find a...

You do have to amend, regardless of whether the debt may be "discharged anyway," because the law requires it. And you must pay the court a fee each...

What do you mean by "get in trouble?" No, a police report won't be filed. Yes, the creditor might sue you to collect the money you owe. If you have...

While bankruptcy is one way to resolve this matter, an experienced debt settlement attorney may be able to persuade the insurance company to accept...