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Deborah M. DeMack

Bankruptcy and debt Attorney at Albuquerque, NM

5.0   21 reviews

About Deborah

Learn Deborah’s areas of practice.

4
Practice areas
  1. Bankruptcy and debt
    51%
    We provide compassionate, highly personalized legal services to consumers struggling with debt and those considering bankruptcy. Certain debts, such as past-due taxes and student loans, can be troublesome for many consumers. Moreover, the law treats different types of debts differently, both in and outside of bankruptcy. I provide advice and guidance to consumers struggling with debt issues. We are a debt relief agency. Where appropriate, we help people file for bankruptcy.

    14 years

  2. Chapter 7 bankruptcy
    25%
    We provide compassionate, highly personalized consumer bankruptcy legal services. With offices in Albuquerque and Santa Fe, NM, I focus on central and northern New Mexico, to include Rio Rancho, Raton, Angel Fire, Las Vegas, Santa Fe, and more. We are a debt relief agency. We help people file for bankruptcy.

    14 years

  3. Consumer protection
    15%
    We provide legal advice and assistance to consumers who may be victims of misleading, unfair and deceptive or fraudulent business practices. We are committed to helping consumers protect their rights.

    20 years

  4. Debt collection
    9%
    We defend consumers sued by debt collectors. Many consumers are unaware of their legal rights and defenses under the law. Debt buyers -- third-party entities which buy charged-off debts for pennies on the dollar from original creditors -- often are quick to sue consumers. However, the law treats debt buyers differently than original creditors -- and that difference gives rise to legal rights and protections for consumers. I provide legal advice and assistance to consumers struggling with debt.

    20 years

I started my law career in California working for the District Attorney's Office.  However, a chance meeting with a state's attorney from the Attorney General's Office changed my life.  I took a job with the New Mexico Attorney General's Office in their Consumer Protection Division.  As an Assistant Attorney General, I investigated hundreds of consumer complaints, and helped scores of consumers.  I prosecuted car dealers and other unscrupulous businesses for unfair and deceptive business practices, and much more. 

After several years with the Attorney General's Office, I started my own practice. I represent consumers and small business owners in Ch. 7  bankruptcy. I provide highly personalized and compassionate legal services.  I defend consumers in debt collection cases, often against junk debt buyers, as well as in student debt collection cases,  I help consumers defend their financial rights, and protect their financial futures.

I represent consumers throughout New Mexico.  Virtual and telephone consultations and appointment available. 

Licensed for 20 years
State NM
Status Active
Acquired 2002
Updated 10/01/2013

We have not found any instances of professional misconduct for this lawyer.

Contact Deborah

Law Offices of Deborah M. DeMack
9400 Holly Ave., NE, Bldg. 4
Albuquerque, NM, 87122
Law Offices of Deborah M. DeMack
Mailing address: PO Box 32524
Santa Fe, NM, 87594
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Reviews

5.0 / 5.0
  21 customer reviews
5 Star
 
100%
4 Star
 
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Posted by Sylvia | October 8, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Very pleased with her work
Deborah represented us for a bankruptcy filing earlier this year. She was very helpful and professional. Additionally, she provided good feedback, reminders, and encouragement as we worked through the process, which can be very tedious and time-consuming. We heartily recommend her to anyone who might need her services.
Posted by anonymous | February 11, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Absolutely phenomenal
Deborah explained everything very thoroughly along the way, which really helped my anxiety and feeling overwhelmed with my personal circumstances. You can tell that she truly cares about her clients. I really cannot express how grateful I am to her for helping me through all of this. I trust her and would most definitely recommend her to anyone who is looking into filing bankruptcy.
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Posted by Heather | January 7, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
Ms. DeMack assisted me with successfully filing for Chapter 7 bankruptcy in New Mexico. I find her to be highly professional, responsive, thorough and experienced. She is obviously extremely knowledgeable in her field. She does what she says she is going to do and works quickly. I certainly recommend her if you need prompt and expert bankruptcy help.
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Posted by anonymous | December 17, 2020
This review is from a person who hired this attorney.
| Hired Attorney
review
Deborah DeMack was very professional but also understanding of personal circumstances. We really appreciated her attention to detail in the schedules that resulted in successful completion of our filing for bankruptcy.
Posted by Diana | April 2, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Bankruptcy
Ms.DeMack was extremely friendly and knowledgeable. She helped us through a very difficult time. Her advice was unprecedented. We would reccomend her anytime.
Posted by Barbara | April 1, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Deborah DeMack Review
I found Deborah DeMack to be professional, helpful and very patient during my Bankruptcy process. She responded promptly and in an easily understood manner to all my questions in completing the necessary forms. I would highly recommend her to anyone contemplating bakruptcy. Barbara
Posted by BROOK | November 30, 2019
This review is from a person who hired this attorney.
| Hired Attorney
I survived!
Deborah did an amazing job with my case. She got me through one of the most scary and difficult experiences I never thought I would have to go through! She was straightforward, always available to answer questions and able to communicate to me in a way I could understand. (Legalize is a foreign language to me!)
Posted by Karen | September 7, 2019
This review is from a person who hired this attorney.
| Hired Attorney
excellent choice
I found Deborah online, which was a little concerning for me, but once I met her, I knew I had made the right choice. She explained everything, step by step, and answered every one of my questions- and I had a million of them. Not only did she cover the big picture but she patiently took me through everything piece by piece so I never felt overwhelmed. She put me at ease - no an simple task because I was so embarrassed to be filing for bankruptcy. She was professional yet compassionate,which was exactly what I needed. I would highly recommend her to anyone in the same situation - she is amazingly competent.
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Posted by bill | April 17, 2019
This review is from a person who hired this attorney.
| Hired Attorney
the best
Deborah DeMack took our case and handled it exactly as needed. She ended with our case being dismissed. She was patient with our ignorance and explained everything in simple terms. One of the few things or people in my life that lived up to the hype.
Posted by anonymous | February 17, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Experience, wisdom and caring brought about the best outcome possible.
I contactactd Deborah DeMack after being given the referral from another attorney who had been helpful but did not do litigation. I had been fighting an issue regarding private student loans for over 7 years. It was clear from the initial consultation that Deborah had knowledge of this type of consumer debt and more importantly an interest in researching and digging deeper than many other attorneys I had spoken to. Deborah gave me a realistic assesment of my case and the possible outcomes both positive and negative. I never felt judged and her no nonsense demeanor always supported me. better than I could have hoped for. Deborah’s knowledge, experience and persistance produced a result better than I could have hoped for. I was given my life back.
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Posted by anonymous | December 31, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great advice
I have a major issue with not only a lawsuit but with advice in how to deal with a supposed advocate for my financial being. She has advised me soundly. We together will be able to get control.
Posted by Melissa Soto | August 30, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Attorney
I worked with Ms. DeMack in what turned out to be a more complicated legal problem than originally thought. She worked tirelessly for my family and helped us navigate through the frustrating mire. She was incredibly professional, positive, supportive and understanding at all times. I would not hesitate to recommend Ms. DeMack to anyone needing legal advise or counsel. Ms DeMack is a first-rate attorney who is intelligent and extremely knowledgable about state law as well as federal law.
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Posted by Nicole | October 17, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Intelligent, thorough, compassionate
Deborah worked with me on my debt collection case. First, she accepted my case when other attorneys turned me down. She worked with me every step of the way. She was tireless even though the case dragged on for almost 3 years (through no fault of her own) She listened to my side and fought with me against what I saw as unjust practices. She is invested in her area of practice and was constantly researching and bringing in new ideas and was also open to ideas I had. I cannot recommend her highly enough.
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Posted by Josephine | July 20, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional service
Deborah is a very knowledgeable and professional attorney. Her regard and genuine concern for her clients well over exceeded my expectations. I'm am forever grateful to her and her confidence in herself to help lead me in the right direction at all times...before, during and after the process. She'll always have a special place in my heart...because she truly cares and shows compassion. I was blessed to have her represent me.!
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Posted by anonymous | May 10, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent! Could not be more pleased!
Deborah DeMack removed an obstacle in my path towards closing on a home. She resolved in roughly 24 hours an issue I could not resolve myself in 5 weeks. Professional, knowledgeable, could not recommend her more highly.
Posted by anonymous | December 8, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Much help when we needed it most
Deborah did a great job with helping us through our bankruptcy process. She was very helpful in explaining things and gave us excellent advice when dealing with creditors.
Posted by anonymous | September 14, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Very Pleased
I don't think I was the average client for Ms. Demack. I wanted to be on the offensive in my defense, which seemed counter-intuitive to the other attorneys I contacted. I had done my research and was comfortable with my arguments, and Ms. Demack not only integrated my arguments with her own proven arguments, she kept me grounded when it became necessary. Her pleadings were solid and timely. Ms. Demack was professional and courteous the entire process. I would recommend her to anybody, and I would hire her again if (hopefully not) needed.
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Posted by ms | March 9, 2015
I trust Deborah DeMack
I trust Deborah DeMack. I can't say that enough. She cares about the clients she serves. She's concerned they're being treated fairly. I know this because Deborah cared enough about the nuances of my case so that together we succeeded. Call Deborah, today. She'll listen and she'll help.
Posted by Judith | March 9, 2015
great experience
Working with Deborah in filing bankruptcy turned out to be a great experience despite the stressful circumstance. She was incredibly responsive, thorough, kind and non-judgmental, and worked incredibly hard to get me a positive outcome. I had researched in advance, and had been impressed by her experience in consumer advocacy, so was very pleased she could take me as a client. I would recommend her highly!
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Posted by WILLIAM | May 30, 2014
SERVICE WORK DAMAGES DISPUTE
SHE FULLY LISTENED TO THE EXPLANATION OF MY SITUATION AND THEN ANSWERED MY QUESTIONS. THEN GAVE HER RECOMMENDATION OF POSSIBLE ACTIONS AND ASKED WHAT ME WHAT COURSE I WOULD LIKE TO TAKE. WHAT SHE PROPOSED WAS FAIR AND REASONABLE. FOLLOWING THOSE DISCUSSION SHE QUICKLY RESPONDED TO COMPLETING THE ACTION REQUIRED AND DID NOT UNFAIRLY DRAW OUT HER CASE TIME TO MIMIMIZE HER SERVICE CHARGES.! A GOOD,FAIR, HONEST, PRACTICAL AND DOWN TO LAWYER THAT WAS A PLEASURE TO WORK WITH!
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Cost

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Contact for Details

Resume

AVVO RATING 8.8 (Excellent)

Work Experience

  • Principal
  • Law Offices of Deborah M. DeMack
  • 2009 - Present
  • Assistant Attorney
  • Law Office of George "Dave" Giddens, P.C.
  • 2014 - 2015
  • Assistant Attorney General
  • Office of the Attorney General, New Mexico
  • 2002 - 2008

Education

  • Max Gardner's Bankruptcy Boot Camp
  • Certified
  • 2017
  • University of San Francisco School of Law
  • JD - Juris Doctor
  • 1999
  • University of Chicago
  • MA - Masters
  • 1990
  • University of California - Berkeley
  • BA - Bachelor of Arts
  • 1980
View all education

Legal Cases

  • Dollman v. Montoya (In re Dollman); 595 B.R. 849 (10th Cir. BAP 2019)
  • Case established new law in the Tenth Circuit pertaining to bankruptcy cases & debtors' rights
  • Sunport Financial v. Schroud; Case No. D-1329-CV-2013-02086
  • Court ruled that Sunport had violated New Mexico's Unfair Practices Act, and awarded damages to consumer
  • CACH, LLC v. Guerrero; D-202-CV-2009-02022
  • Consumer Class Action Settled; Settlement to Class Members

Associations

  • New Mexico Supreme Court Disciplinary Board
  • Board Member
  • 2016 - Present
  • New Mexico Foundation for Open Government
  • Member
  • 2010 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Attorney Member
  • 2009 - Present
  • State Bar of New Mexico, Bankruptcy Law Section
  • Attorney Member
  • 2009 - Present
  • National Association of Consumer Advocates
  • Attorney Member
  • 2003 - Present
  • First Judicial Bar Association
  • Attorney Member
  • 2002 - Present
  • State Bar of New Mexico
  • Member
  • 2002 - Present
View all associations

Languages Spoken

  • English

Awards

  • Best Lawyer
  • Expertise
  • 2020
  • Public Interest Law Scholar
  • University of San Francisco School of Law
  • 1999
  • Honors
  • Univerisity of California - Berkeley
  • N/A

Speaking Engagements

  • The Holy Grail
  • Amending Bankruptcy Schedules & Claiming Exemptions
  • 2019
  • Bankruptcy Workshop -- Bar Association
  • Consumer Bankruptcy
  • 2014

Attorney endorsements

Received (1)
Given (0)
Bankruptcy and debt Attorney | Aug 15
Relationship: Worked together on matter
"I endorse this lawyer. She cares, she's hard working, and is well respected in the legal community!"
This attorney hasn't created any attorney endorsements recently on Avvo.