If James Vaughan is suing you, then you do not owe Wells Fargo a debt. He represents only debt buyers. So, he is claiming that his client bought...

Are debt collectors permitted to do a hard inquiry for a debt over seven years old?

The debt is still owed, even though the statute of limitations has passed. The debt cannot be enforced, i.e. suit filed to collect, nor can it be...

My husband has a common name and a judgment with no identifier was filed under that name and showed up on our title search.

I am not sure of any damage for your husand completing an affidavit, so long as no personal identification information, such as a Social Security...

Officer of the court is calling me to serve papers. Do I call her back?

The FDCPA is NOT a defense against a debt. You have to assert your defenses to the lawsuit claim, and then bring the FDCPA as a separate action...

Collections Agency is saying I owe the balance on my credit card. How can I get them to let me set up payments?

KEEP THE MESSAGES -- Don't delete! If you don't have a balance, then there is nothing to settle. You need to contact a consumer protection...

Can my dad give me a notarized letter to handle his identity theft case. Can I make the decisions for him.?

He could give you a power of attorney to act on his behalf, but I can't imagine anyone getting too involved without your father's full...

Can a finance company repossess my car when a civil suit has been filed and the court date is a few months yet before a hearing?

Yes, the finance company can repossess the car even if suit was filed. But, once the car is sold, then the balanced claimed to be owed should be...

Ho can I make this person stop harassing me?

This sounds like a collection on a pay day loan. It is very difficult to get their true identify and track them down. They are usually calling from...

Once a collection agency (third party collector) no longer has an assignment on the account, it's credit reporting should stop. If the account was...

Subpoena duces tecum drivers license and mortgage info he can use it for ?

The judgment creditor cannot take money form your children's bank accounts, only those accounts which have your name on them. They are likely just...

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