Archived
Am I responsible for a medical debt that was filed in March-April of 2014, but was rejected by my insurance for timely filing?
Floyd's answer
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Answered on December 31, 2014
I agree with the other responses, but I would add that you should meet with an attorney specializing in the Fair Debt Collection Practices Act to...
Archived
Can they still sue me for an auto loan after statute of limitations?
Floyd's answer
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Answered on December 28, 2014
Most likely there is a judgment since you said you received a copy of a subpoena. You should contact a lawyer to clarify what the status of the...
Archived
My daughter recently received a collection letter addressed to me. The original creditor didn't look familiar and my ex posted
Floyd's answer
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Answered on December 23, 2014
If its not on your credit report, you can send the agency a letter -- cerfied, return receipt requested, -- asking the agency to stop contacting...
Archived
Junk debt buyer/plaintiff has copies of my credit card statements and original signed application, can I still win lawsuit?
Floyd's answer
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Answered on October 23, 2014
Yes, you can win. You need to hire a good local consumer rights lawyer like Richard Groves (602) 230-0995 or John Skiba (480) 420-4028.
Archived
I was told by a debt collector that they have sent me a summons. However I have not received one. How can I find out?
Floyd's answer
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Answered on October 23, 2014
I would suggest you get in contact with a consumer right attorney in Arizona to review the payment arrangement, and why it stopped, plus to see if...
Archived
Does an attorney have to send a letter of debt by certified mail to prove that the letter was sent if not
where is the proof
Floyd's answer
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Answered on October 21, 2014
The FDCPA provides that you have 30 days from the date you receive the collector's letter to request validation. If you never received the letter,...
Archived
Satisfaction of judgment was entered and now, 2 years later, there is an affidavit of renewal of judgment filed.
Floyd's answer
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Answered on September 24, 2014
Mr. Richard Ellie is correct. There is no judgment to renew.
But -- and this is important -- you may have a claim against the lawyer, and its...
What is the statute of limitations on private student loans in arizona?
Floyd's answer
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Answered on September 05, 2014
Same as any written contract. Six years if signed in Arizona; four years if signed contract in another state.
Archived
Can collection agencies add more charges after a judgment has been satisfied?
Floyd's answer
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Answered on July 09, 2014
Not if the charges are for the same debt as the judgment. When I have seen this in the past, it is usually a judgment on a forcible detainer...
Archived
Accord and Saisfaction voided by debtor?
Floyd's answer
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Answered on May 02, 2014
There are lots of questions which need to be answered, but I would highly recommend you contact a consume lawyer in your area to investigate the...
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