Archived
Requested a continuance on jdb case against me that is identity theft? Should I hire a lawyer? Trail in one month!
Floyd's answer
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Answered on April 29, 2015
Yes, it is worth seeing a lawyer. If you have proof of the ID theft, and JDB continues to pursue case, then you would have an FDCPA claim against...
Archived
I am trying to initiate a suit against a company for failing FDCPA laws & harrasment, what type of lawsuit/attny do I need?
Floyd's answer
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Answered on April 21, 2015
If this is an original creditor, then the FDCPA does not apply. If a third party collection agency, you may have some FDCPA claims. The Cell phone...
Archived
What can I do if a creditor has violated the FDCPA laws?
Floyd's answer
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Answered on April 21, 2015
You are right, this is a violation of the FDCPA. Find an Arizona FDCPA lawyer to help you here. Most will do the cases on a contingency basis, so...
Archived
In AZ - What specific papers do I need to file and where do I get them, in order to respond to a debt-collection summons?
Floyd's answer
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Answered on March 09, 2015
Why would you agree that you owe Portfolio Recovery Services (Associates?) any money? They did not lend you any money, issue you a credit card,...
The Bank forgot to secure our HELOC and the house is sold is it now a regular CC card debt or still a HELOC?
Floyd's answer
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Answered on March 02, 2015
You did not say where you lived when the loan was taken out, but if you lived in New Mexico, the statute of limitations would be 4 years if they...
Archived
My credit report says im late on 8 chid suppot payments.ive never had child support order!
Floyd's answer
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Answered on February 23, 2015
Attorney Atkins is correct. However, even the fact that the credit bureau is showing this item tells me that they possibly have you mixed with...
Archived
Rec'd a call from Brewton Law Firm, regarding a returned check from '01. Am I still liable?
Floyd's answer
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Answered on January 29, 2015
If you settled it, then you no longer owe anything. Even if you did not settle the debt in full, it is over 13 years old and the lawyer cannot...
Archived
What type of an attorney would i seek to recover damages from creditors + 1 bureau of intent to file for$1000 for each fcra viol
Floyd's answer
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Answered on January 27, 2015
I think your expectations are very high. You need an Arizona consumer attorney experienced in credit reporting issues. He or she should be able to...
Archived
I have an old debt on my credit report that was "charged off" but it still shows a balance. What can I do about this?
Floyd's answer
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Answered on January 09, 2015
Mr. Elie is incorrect as to Arizona law -- a payment alone does NOT restart the statute of limitations. He is correct on the other matters.
I am constantly being contacted by Portfolio Recovery Services
Floyd's answer
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Answered on January 05, 2015
I would also suggest you contact a consumer lawyer in Arziona concerning your rights. PRA may have crossed the line and violated one or more of the...
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