What is the worse debt collectors can do to my future?

Depends on who the "debt collectors" are. If they are third party collectors, then they have violated the Fair Debt Collection Practices Act or...

Calls repeatedly from an unknown drs fax machine calling..

I would suggest that you send a fax to the fax number explaining the problem giving your number, and see if that will take care of it.

There is an Arizona collection lawyer who regularly files subpoenas in order to get location or employment information on you. You should have the...

Does garnishment count as renewal by action?

No. The Arizona Supreme Court made that clear in Fidelity National v. Friedman (2010).

What is the best way to answer to a credit card debt suit that is passed the SOL?

You have a statute of limitations defense of either 3 or 4 years, which should get the case dismissed. BUT . . .the best way to answer the...

I want to payoff a garnishment minus the amount already taken out for from my pay and the creditor refuses to except.

What was the reason they refused? Of course you have the right to tender payment directly to the lawyer's office for the balance owed. Any...

You can file the suit in state court, but the defendant can request that the case be transferred to federal court. For what it is worth, my office...

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What o i do next after i send a letter of verification to the creditors?

The FDCPA, not the FCRA, applies to third party debt collectors and debt buyers only. Your validation request must be sent to the debt collector...

A Collection agency is trying to collect on an account that i have no idea about .

Since you are in Kingman, Arizona, the statute of limitation is no more than 6 years, so if this account defaulted more than 6 years ago, it is...

Do I need a fraudulent bank charge attorney?

Most of these calls are scams. If they were legitimate, you also get a letter. They will only take payment by wire transfer, or debit over the...