Am I entitled to the pink slip to my car after the lender discharges the debt with tax form 1099-C Cancellation of Debt form?
Dwayne's answer
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Answered on August 24, 2013
1099(c) form alone does not address the underlying lien. If you want a lien release, you need to ask nice. If they refuse, then offer them...
I received an unsigned letter from a Bank of Default and acceleration can this letter be submitted into evidence
Dwayne's answer
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Answered on August 24, 2013
Would it matter? I mean, do they have enough of a case for default without the unsigned letter? I suspect that there is more "evidence" than just...
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Ex husbands non payment of credit card is ruining my wife's credit score,
Dwayne's answer
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Answered on August 24, 2013
This is a matter for the domestic relations court where the court order for her ex-husband to pay was issued.
She can file an "Order to Show...
Archived
I am filing Chapter 7 bk pro se. Will the trustee go harder on me without council at the 341 meeting?
Dwayne's answer
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Answered on August 24, 2013
No, Chapter 7 Trustees are not harder on Pro Se filers. However, they cannot give you legal advice, and they are not going to treat you like you...
Archived
If a suit was filed and dismissed w/o prej. within the SOL, can another suit be refiled after the SOL of that debt has expired?
Dwayne's answer
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Answered on August 24, 2013
The creditor can file the lawsuit beyond the statute of limitation. What the statute of limitations allows is for you to be able to raise the...
Archived
I just got a noticed concerning a bankruptcy that my landlord has filed. I am concerned about do I continue to pay him rent.
Dwayne's answer
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Answered on August 24, 2013
It depends. Did your landlord file a Chapter 7 or a Chapter 13 (maybe even a Chapter 11)?
If he filed a chapter 7 then you need to contact the...
Archived
Subject: Cancellation of debt - What is considered an asset?
Dwayne's answer
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Answered on August 24, 2013
Yes, you would. You must list all assets that you own on your bankruptcy, regardless of whether or not the property has any equity (fair market...
Archived
What are the "long term damages" that bankruptcy can bring?
Dwayne's answer
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Answered on August 24, 2013
Well, where do we start?
Filing bankruptcy will lower your FICO store (credit score). This will make it more difficult to rent a home from some...
Will filing bankruptcy help me reinstate my suspended driving license?
Dwayne's answer
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Answered on August 24, 2013
A bankruptcy discharge can help you get your drivers license back if it was taken under a financial responsibility law (United States Supreme Court...
Will filing bankruptcy affect my husband's immigration process?
Dwayne's answer
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Answered on August 24, 2013
If you are an American citizen, married to your non-citizen spouse, living together, and your spouse has not committed any other infraction that...
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