Archived
Filed Bankruptcy 2008.Received discharge in Sept.2008 Filed in Florida included my home. The Banks attorney sent a deed transfer
Dwayne's answer
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Answered on August 24, 2013
If you surrendered the home in bankruptcy, then you no longer owe the debt on the home. Be careful signing a "Warranty Deed". I would think that a...
Archived
Hello~ Is there a way to stop a legal order to levy my bank acct without doing a bankruptcy?
Dwayne's answer
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Answered on August 24, 2013
In the short term, take the money out of the account and spend it on reasonable business or living expenses. In the long term, we don't have enough...
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Archived
Buying a judgement
Dwayne's answer
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Answered on August 24, 2013
The real question here is whether you are sure what value the judgment has. Is it really collectible? Are the debtors judgment proof? Are they on...
Archived
What are my options for bankruptcy in Alabama?
Dwayne's answer
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Answered on August 24, 2013
Depending on your income, I would seriously consider filing a Chapter 13 proceeding. This would allow you to strip off your 4th mortgage and not...
Archived
I'm facing eviction
Dwayne's answer
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Answered on August 24, 2013
First, you must ask yourself if you can presently afford to live in this property. If you cannot, then I suggest that you start looking for a...
Archived
Florida: HOA foreclosed, no mortgage. Is there a limit as to how much they can sell the property?
Dwayne's answer
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Answered on August 24, 2013
I agree with Barbara in the answer above. HOA's and their lawyers are given very large lattitude (and fees for that matter) by the courts....
Archived
Went through bankruptcy 3 years ago and i want to give back my house. how do i go about doing so?
Dwayne's answer
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Answered on August 24, 2013
I am going to assume that you filed a Chapter 7 proceeding and that you received a discharge in your case. Under these facts, the mortgage debt was...
Archived
In WA can a man who owns a bldg but filed bankruptcy in feb 13 get a no trespass order on a neighbor in June 13 after vacating
Dwayne's answer
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Answered on August 24, 2013
If the neighbor still has legal title (vested back from the bankruptcy estate through abandonment or confirmation) then the answer to your question...
Archived
Can my husband be sued for a credit card in my name that was opened before we were married, but defaulted on a few years after?
Dwayne's answer
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Answered on August 24, 2013
The debt that was incurred after you were married, while living in a community property state (like Washington) is considered to be a community...
Archived
Hi. Can a debt collector garnish my wife's separate bank account for my personal debt?
Thank you.
Dwayne's answer
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Answered on August 24, 2013
It depends. Is you wife's account and all of it's funds from before you were married? Did the funds come from a separate source such as...
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