I have to appear in January for a debt collection hearing, Is there anything I can do to postpone this? Will I need an atty?
Dwayne's answer
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Answered on November 24, 2015
It sounds like you have received a notice or supplemental proceedings for a post judgment debtors examination. You will need to provide requested...
Archived
What is the maximum amount my wages can be garnished by a State agency in Missouri?
Dwayne's answer
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Answered on November 19, 2015
The maximum amount that a creditor can garnish on wages for a non support and non tax civil obligation is 25%. In my opinion, you cannot afford not...
Archived
What does it mean when a debt collector has filed a motion for the judgement on the pleadings and what will happen in court
Dwayne's answer
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Answered on November 19, 2015
This type of pleading simply asks the judge to look at the complaint, and at the answer, and find that as a matter of law, the plaintiff is...
Archived
How do I get rid of a wage garnishment after it has already been finalized?
Dwayne's answer
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Answered on November 18, 2015
Negotiate a settlement or file a bankruptcy if applicable to your situation. Please consult with a local experienced bankruptcy attorney as soon as...
Archived
How do I get a past debt collector to write a letter of intent to withdraw from credit report
Dwayne's answer
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Answered on November 17, 2015
With debt collectors you only have the agreement that you get in writing. You needed a commitment in writing as to what they will do in exchange...
Archived
I was served a summons by a debt collector, do I need an attorney?
Dwayne's answer
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Answered on November 17, 2015
Yes, you need to consult with an attorney. You are required to file a response to the lawsuit. It MUST contain any affirmative defenses that you...
Archived
I filed Chap 13, 4 1/2 years ago and I have 6 months left. I remarried 18 months ago and therefore my household income has
Dwayne's answer
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Answered on November 17, 2015
If you are represented by an attorney then you should let your attorney know that you have remarried. Keep your plan payments current, comply with...
Archived
Being sued by Amex, non payment credit card. Must answer court by Thursday or default judgement. What form needed for discovery?
Dwayne's answer
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Answered on November 13, 2015
I hate to sound like a broken record, but I agree with my colleagues above. From the complexity of the litigation process, and in light of the...
Archived
I believe that I may have fallen victim to a debt collection scam.
Dwayne's answer
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Answered on November 12, 2015
Bank accounts and payday loans are not criminal matters. These debt collectors are scum. Stop the automatic payment arrangement by closing the...
Can a HOA run a credit report on a homeowner, who is late paying dues?
Dwayne's answer
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Answered on November 12, 2015
Yes, under the federal Fair Credit Reporting Act, your Home Owners Association can run a credit check under these circumstances. Unfortunately,...
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