When filling out the forms for chapter 7, do I use the information of orginal creditor or the collection agency?

The prior answer is absolutely correct. You might want to have a free conference with the consumer bankruptcy attorney. Please understand that...

Our Credit Card debts have gone to Collection Agencies. How long will they take before they start the judgement process ?

Unfortunately there is no way to predict how long it will take for any one collection company to file a lawsuit. You mention that your only income...

I filed prsonal bankruptcy credit cards and checking account same bank

I always advise my clients to move to a bank where they do not owe any debt. My goal is to make sure the client is set up after bankruptcy for the...

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Rossmar & Graham, a HOA for Augusta Ranch, pur a lien on my home that is going thru bankruptcy. ASC auctioned house.

Why would you do a short sale and open up the possibility of a new debt. The HOA obligation was discharged in your bankrutpcy, but any new debt...

If I default on my Credit Cards can they put a lien on equity in our home. My wife and I are 68 years old and on Soc Security

Like the other attorney who answered, I am not sure why you believe bankruptcy is not an option. You at least should take the time to learn more...

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I WAS PRO SE IN CHAPTER 7. I FILED A REAFFIRMATION FOR MY CAR. THE JUDGE VACATED THE REAFFIRMATION. I THEN NOTICED MY PAYMENTS

There is a reaffirmation clinic at the Arizona Bankruptcy Court. Assuming you are not represented by an attorney then it would be very smart to...

My bankruptcy discharged feb 2005 can I file again

The others are correct that you cannot file a chapter 7 unless your last chapter 7 was filed more than 8 years ago. But, that does not stop you...

Can I have a bankruptcy removed from my credit if I pay off the debt?

If you lived in a community property state then you were responsible for all the debts, whether or not your name was on the credit card or medical...

The property management company that manages the house that Im renting filed for chapter 7 bankruptcy what happened to my lease

Make sure you find out the answers to your questions before you send the rents to anyone. It could be this is now property of the bankruptcy...

I took out a loan on my 401k prior to filing chap 7 bankruptcy. I never cashed check

All the prior answers show their concern about unreported assets "my 401K check". I want to address your other issue - why are you doing a short...