I agree with filing a chapter 13 to lien strip the second so long as the property is worth less than the debt owed to the first mortgage. ...

HSBC delinquent credit cards have been purchased by Capital One. Does this make them a JDB or collection agency

As was accurately stated by the earlier comments - this is a debt no matter who owns it. The new owner can sue to collect the debt, garnish your...

Several years ago my brother loaned me money because I became disabled. I am finally in a position to repay him.

It would be best for your brother to obtain competent tax advice before receiving these funds.

How long after I receive my closure on my bankruptcy can I start rebuilding my credit and make good money?

If you are "making payments to the court" that means you are in a chapter 13. There are rules about your income within the first 3 years of the...

My mom is filing for bankruptcy. I've made several payments to her to buy her vehicle. Will I have any claim on my investment?

If the car is in her name then she is the owner. That means her bankruptcy will directly affect you. Please make sure that mom is obtaining...

Once a Notice of Discharge has been issued on a Ch. 7 BK can non-dischargeable debts be collected upon?

Most likely you waited too long to file most non-dischargeability complaints. There are a few debts that are not dischargeable by operation of law...

My bankruptcy discharged in feb 2004. I need to file again but can't for 6 more months. Can I stop paying my credit cards now?

Most likely, but also stop charging on them. Please understand that filing for bankruptcy now is much more complicated than in 2004. Therefore,...

Should I trade in leased vehicle and buy new car before filing chapter 13?

From the answers you received here you should now understand that your questions and situation make a standard bankruptcy much more complex. Also,...

Az unemployment benefits

Normally the overpayments of unemployment benefits are dischargeable in bankruptcy. But, you must be careful. If you committed any type of fraud...

I am in a Bk 13. The repayment is steep. I want to leave my home and just rent. Do I have to pay the difference to the court?

As Ms. Browinski pointed out - you must talk to your bankruptcy attorney. Dismissing or converting a chapter 13 rests on the answers to many...