You are getting the cart before the horse. Please understand that bankruptcy is a very complicated process. You must educate yourself about...

The good news is that you can deal with the issues if you plan properly. Please take a few moments to speak with a skilled attorney about...

To answer your question, I am assuming you live in Arizona. A voluntary surrender of the vehicle will not alter the lender's normal course of...

You might consider talking to a bankruptcy expert (many are listed here) about options. Please understand that bankruptcy is a very complicated...

Talk to another attorney with expertise in Chapter 13. A couple of months ago, the bankruptcy court entered orders prohibiting one of the larger...

You have a lot of questions in this fact pattern. Getting specific answers in this forum is not the best way to plan for a bankruptcy, plus you...

You have to make certain the bankruptcy was CLOSED. If you had an attorney - call them. If you did not, then contact the Self-Help Center at the AZ...

Please understand that bankruptcy is a very complicated process. It is important that you educate yourself about bankruptcy before jumping into the...

You are not clear about the creditor and its relationship to you. Is this your father's debt? If so, did you sign on the debt? If so, then it is...

It sounds like you have been doing your best to deal with your financial challenges, but it might be time to consider other options like...