I received a summoned yesterday for some missed payment . Can i still apply for bankrupsy After being summoned?

Yes you can, but it is important to get legal advice now. Please understand that bankruptcy is a very complicated process. It is wise to talk to...

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I have settlement money that I need to use before filing chapter 13 in AZ. Can I use this remodel my home or get a pool?

If you are not on the deed or the loan this could be a problem. I am not sure why you picked a chapter 13, but I would be happy to give you a free...

Mortgage???

My prayers go out to both you and your family. I know this is a very difficult time of your life and it is horrible to have finances add to your...

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Can I change from chapter 13 to chapter 7 without an attorney. I have no money to pay for help ?

You might talk to the folks at the Bankruptcy Court's Self-Help Center. They have attorneys available on Tuesdays and Thursdays. You must sign up...

BK7 creditors meeting, Do you need to have an attorney present and what is the processes after the meeting.

Our Arizona US Trustee requires that your bankrutpcy attorney attend the creditor's meeting with you. It appears that California may be a bit more...

Credit Card Debt aquired after new marriage

Any debts incurred while married, except corporate guarantees/sureties & real estate, are the joint obligation of both spouses. So, if he files...

Can my mother file bankrupcy for a money owed to my father who has passed away

I need more information in order to answer your question. It would be wise for you to talk to a good bankruptcy attorney. Bankruptcy is a...

Does a 2nd lienholder get $$ from sale of home if discharged in a chapter 7 bankruptcy from 02/09, owe them $100k

Who is going to "sell the house"? You cannot sell it unless the second agrees to accept less than they are owed. This could result in tax...

When filling out the forms for chapter 7, do I use the information of orginal creditor or the collection agency?

The prior answer is absolutely correct. You might want to have a free conference with the consumer bankruptcy attorney. Please understand that...

Our Credit Card debts have gone to Collection Agencies. How long will they take before they start the judgement process ?

Unfortunately there is no way to predict how long it will take for any one collection company to file a lawsuit. You mention that your only income...