Archived
What about the tax refund for 2012 after filing chapter 13 ? Can i still receive my tax refund even if i file chapter 13?
Diane's answer
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Answered on October 31, 2012
Talk to your chapter 13 attorney. If you do not have one then it would be advisable that you retain an experienced chapter 13 attorney. These and...
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How long do I have to wait to file bankruptcy if I gave a gift of $8000.00 to a family member?
Diane's answer
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Answered on October 29, 2012
What you are describing is call a fraudulent conveyance. There are time issues that you must consider before filing for bankruptcy. Please...
Archived
I received a summoned yesterday for some missed payment . Can i still apply for bankrupsy
After being summoned?
Diane's answer
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Answered on October 26, 2012
Yes you can, but it is important to get legal advice now. Please understand that bankruptcy is a very complicated process. It is wise to talk to...
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I have settlement money that I need to use before filing chapter 13 in AZ. Can I use this remodel my home or get a pool?
Diane's answer
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Answered on October 20, 2012
If you are not on the deed or the loan this could be a problem. I am not sure why you picked a chapter 13, but I would be happy to give you a free...
Archived
Mortgage???
Diane's answer
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Answered on October 17, 2012
My prayers go out to both you and your family. I know this is a very difficult time of your life and it is horrible to have finances add to your...
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Can I change from chapter 13 to chapter 7 without an attorney. I have no money to pay for help ?
Diane's answer
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Answered on October 15, 2012
You might talk to the folks at the Bankruptcy Court's Self-Help Center. They have attorneys available on Tuesdays and Thursdays. You must sign up...
Archived
BK7 creditors meeting, Do you need to have an attorney present and what is the processes after the meeting.
Diane's answer
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Answered on October 12, 2012
Our Arizona US Trustee requires that your bankrutpcy attorney attend the creditor's meeting with you. It appears that California may be a bit more...
Archived
Credit Card Debt aquired after new marriage
Diane's answer
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Answered on October 12, 2012
Any debts incurred while married, except corporate guarantees/sureties & real estate, are the joint obligation of both spouses. So, if he files...
Archived
Can my mother file bankrupcy for a money owed to my father who has passed away
Diane's answer
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Answered on October 12, 2012
I need more information in order to answer your question. It would be wise for you to talk to a good bankruptcy attorney.
Bankruptcy is a...
Archived
Does a 2nd lienholder get $$ from sale of home if discharged in a chapter 7 bankruptcy from 02/09, owe them $100k
Diane's answer
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Answered on October 09, 2012
Who is going to "sell the house"? You cannot sell it unless the second agrees to accept less than they are owed. This could result in tax...
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