Does a mortgage modification reaffirm the debt in AZ?

If you are represented by an attorney - please ask them. But, if you are not represented by an attorney let's divide up the questions into two...

Is it a good idea to contact my mortgage lender and voluntarily surrender the house back to them?

Unfortunately, you cannot make the lender move forward. I have several clients who have not paid BOA in almost 4 years and still no foreclosure. ...

What are my options 3 years after foreclosure if i still owe the principal balance?

You need to talk to an experienced foreclosure attorney in your state. The law governing real estate is specific to the state where the property...

Demeaner at a hearing?

Retaining an experienced bankruptcy attorney is in your best interest. Some of the chapter 7 trustees are more aggressive than others. You are...

Is it adviseable to change attorneys in the middle of a case, if your attorney seems he may not be your best representation?

Your situation is why it is important to use a competent bankruptcy attorney when filing. The attorney's obligation is help you with...

What happens if my bankruptcy is dismissed? how long before I can refile and is there a penalty?

Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. ...

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What is the process for abandonment of property in a chapter 7 case

Most likely the trustee will complete this in 30 days, but as stated earlier it could take longer. What is more important is why you are...

I am filing for Chapter 7 bankruptcy in Arizona, per the exemption laws, technically there is more furniture in my home

The prior answers are correct - you only list those items that belong to you. Please understand that filing for bankruptcy is a very complicated...

Summons & Bankruptcy

Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. ...

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Bankruptcy & Loans

Bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. ...

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