Archived
Can the attorney general repo my vehicle for a judgement that was filed against me for collection on state student tuition?
Tom's answer
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Answered on January 14, 2012
I agree with Scot. Attaching your vehicle isn't a cost effective way for your creditor to collect, so it's unlikely that they will pursue this...
Archived
I filed bankruptcy 2 years ago and I misplaced my discharge papers. How do I retreive a copy of them?
Tom's answer
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Answered on January 14, 2012
Contact your attorney. Some attorneys charge a fee to provide copies of old files, but if you're lucky you might receive a copy for free. Otherwise...
Archived
Considering chapter 7, pro-bono in san diego,ca. only source of income. May I wave the filing fee's?
Tom's answer
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Answered on January 14, 2012
You can file a motion to waive the filing fee, which the court reviews based on your income. You motion can be granted only if your income is less...
Archived
I filied chapter 7 bankruptcy Macon,Ga but have received an order to deferring entry of order granting discharge twice, Why?
Tom's answer
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Answered on January 14, 2012
I'm not sure what's going on here. You've received notice that the debtors filed a motion... and you're the debtor, right? Have you discussed this...
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Archived
Will I get a notice of dismissal from the court for not filing chapter 7 petition correctly?
Tom's answer
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Answered on January 14, 2012
I agree with the above answers. Your case has probably already been dismissed. The bankruptcy court mails notices of most events that take place...
Archived
Can a bank take money for a loan if the account is in my husbands name and the loan is mine only? My name is not on statements
Tom's answer
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Answered on January 14, 2012
As mentioned above, if you have control over the money in your husband's account, then it is available to your creditors. You should consider...
Archived
Which Debts Should I Pay off?
Tom's answer
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Answered on January 14, 2012
You should also consider consolidating your loans through the federal direct loan program. Paying off higher interest rate loans first is always a...
Archived
Our ch13 has not been filed yet. We have $2000 in savings. How much can
we save in state of Washington?
Tom's answer
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Answered on January 13, 2012
You need to discuss WA exemptions with a local bankruptcy attorney, because the amount and type of exemptions available will have an effect on your...
Archived
Filing Chapter 7 and want to know if i can negotiate a lower loan amount due to sharp decrease in home value CA.
Tom's answer
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Answered on January 13, 2012
Here are two ideas: 1) apply for a mortgage modification and have the 6-monoth arrearage tacked onto the end of the loan, or 2) consider Chapter 13...
Archived
Can a debt collector come on your job and threaten to have you arrested and can they call your work place
Tom's answer
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Answered on January 13, 2012
The examples you mentioned are serious violations of the Fair Debt Collections Practices Act and probably violate AL state collection practices...
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