Archived
Can i appoint my mother as my 21 year old's legal guardian so that she can apply for financial aid for her to attend college?
Tom's answer
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Answered on January 16, 2012
Since you daughter is 21, she could always apply for financial aid on her own instead of as a dependent. Look for more information on...
Archived
Is the garnishment of my wages legal?
Tom's answer
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Answered on January 15, 2012
You should talk with a debtors' rights attorney in PA, because exemptions are tricky and unfamiliar for attorneys like myself who practice in other...
Archived
Bankruptcy Financial Aid?
Tom's answer
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Answered on January 15, 2012
Try CCP 704.190: Students' financial aid from institution of higher learning, 100% exempt. Better yet, exemptions are tricky, talk to a local...
Archived
I had lost judgement and order to pay monthly i live on a $860.00 socurity. i have send the person whom i am to pay $50.00 a mo.
Tom's answer
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Answered on January 15, 2012
These examples sound like serious violations of the Fair Debt Collections Practices Act and probably violate CA state collection practices laws as...
Archived
Is he responsible
Tom's answer
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Answered on January 15, 2012
The general rule is that your husband will not be liable for any of your pre-existing debts. Some difficulties could still arise. For example, if...
Archived
My cell phone company keeps billing me all sorts of fees and it's getting ridiculous.
Tom's answer
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Answered on January 15, 2012
If you don't pay your bill in full, eventually they will likely cancel your service (perhaps leading to another fee for early termination of your...
Archived
I have been served a Civil Warrant regarding a debt with Capital One. This is the 1st notification I've received regarding it.
Tom's answer
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Answered on January 15, 2012
A civil warrant sounds unusual to me, but from a perfunctory google search I see that it is a legitimate part of civil procedure in TN. If you've...
Archived
Does an IRS lien have priority over an attorney's lien ?
Tom's answer
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Answered on January 15, 2012
I agree with Mark. You should contact an attorney to determine the priority of the liens.
Archived
I co-signed a loan for a former friend 20 years ago which he did not pay.
Tom's answer
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Answered on January 15, 2012
When you cosigned for the loan, you took on responsibility for the debt if the primary didn't pay. That's the significance of being a cosigner. You...
Archived
My Bankrupcy was discharged April 2011. Now that it is tax time, will I need special help or can I do my taxes as usual?
Tom's answer
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Answered on January 15, 2012
Debt discharged through bankruptcy is not considered forgiveness of debt income, but it's never a bad idea to seek specialized help when preparing...
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