Archived
Bankruptcy in 12/2009, Reaffirmation was not sent in by attorney. Can I just walk away from the house?
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Answered on January 16, 2012
I agree with Mark. Although the length of time before foreclosure is uncertain, it will likely take many months. During this time you remain liable...
Archived
I received my Certyificate of final payment from My Chapter 13. The case was closed January 5,2012. When will it discharge?
Tom's answer
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Answered on January 16, 2012
I agree with my colleague above. You need to contact your bankruptcy attorney immediately to determine whether you received a discharge before your...
Archived
I have some company called Shallow Browning Assoc, there threting on delivering a summons and taking me to court for a debt .
Tom's answer
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Answered on January 16, 2012
This sounds suspicious, especially the threats and the fact that the collectors are calling you at work. I would contact a local attorney who...
Archived
I financed a truck for my ex-boyfriend, 2 years ago. He made the payments - can I sell? Or does he have ownership, too?
Tom's answer
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Answered on January 16, 2012
The starting point for all of your eventual answers: whose name is on the title?
Archived
Car repo
Tom's answer
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Answered on January 16, 2012
SSI income itself is exempt, but it can be garnished if it is deposited into an account and commingled with other money. The cosigner should setup...
Archived
I just found out I wrote a bad check for 365.00 in Texas 6 yrs. ago. Is there a statute of limitation on this?
Tom's answer
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Answered on January 16, 2012
I would suggest calling a TX debtors' rights attorney for more information.
Archived
Served with papers for small claims court. If finances do not allow full payment by deadline, what will happen next?
Tom's answer
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Answered on January 16, 2012
If you don't respond to the lawsuit, the creditor will obtain a default judgment against you. The judgment can be used to collect through means...
Is my wife execution/judgement proof, and how does one go about claiming this to the court?
Tom's answer
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Answered on January 16, 2012
Being judgment proof isn't a defense to a lawsuit, it simply means that once your creditors obtain a judgment you have no non-exempt assets that...
Archived
I let a friend use the company car I drive, she refused to return it. Isn't this a crime.
Tom's answer
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Answered on January 16, 2012
I agree with the above answers and relabeled the practice area as business since you have no lending agreement with your friend.
Can i repo a atv i cosigned on the loan
Tom's answer
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Answered on January 16, 2012
As a cosigner, your rights are much different from those of the lender. The lender probably has a security interest in the ATV, a lien on the...
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