Archived
I recieved a summons on a credit card debt. have no clue how to respond to it. i do not work, only income is my husbands
Tom's answer
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Answered on January 15, 2012
Defer to the answers posted by CA attorneys or those practice in community property states. If you decide not to hire an attorney, you should...
Archived
Got sued for debt that I do not owe.
Tom's answer
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Answered on January 15, 2012
Unfortunately not taking action when you were first sued might end up costing you more money now. In addition to calling the creditor and informing...
Archived
Should I hire a debt collection agency ?
P.S. I live outside America
Tom's answer
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Answered on January 15, 2012
You have all kind of contract law and UCC issues here, too, not just debt collection. You might consider reposting your question under a different...
Archived
Me and my husband lived in a home and were told to remove a bunch of miscellaneous things that were sitting in a basement for 5
Tom's answer
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Answered on January 15, 2012
Wow, you've got a lot going on here. Unfortunately none of it is bankruptcy related. Try reposting under a different topic area.
Archived
Capital One 4000.00 has requested a hearing with my mother who is 74 windowed and already paying the IRS.
Tom's answer
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Answered on January 15, 2012
No. Social security income is exempt.
Archived
My bank account was levied for $ 1,100, I have no idea what this means or is for. .
Tom's answer
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Answered on January 15, 2012
Creditors can't garnish your bank account unless they first obtain a judgment by suing you, which requires service of a summons and complaint. If...
Archived
What happens to your creidt card debt when you file Chapter 13?
Tom's answer
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Answered on January 15, 2012
It's difficult to say for sure without a lot more information on what other types and amounts of debt you owe, but in most chapter 13 plans pay...
Archived
Is there any way our home can still be saved if we hurry up and file our Chapter 13? The finalization has not happened yet.
Tom's answer
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Answered on January 14, 2012
It's my understanding that you need to file your Chapter 13 before the foreclosure sale date. Some attorneys file emergency Chapter 13s, without...
Archived
DOES THE DEBT COLLECTOR HAVE TO SHOW LEGAL PROOF THAT I SIGNED AGREEMENT WITH THEM IN COURT.
Tom's answer
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Answered on January 14, 2012
This sounds a little dodgy. If you have to appear in court, it would most likely be because you were sued on the debt. In that case you would be...
Archived
Enforcing a Note Question
Tom's answer
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Answered on January 14, 2012
It's difficult to predict the length and time necessary to enforce or collect on a promissory note. Before you can take legal action to collect...
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