Stephen Thomas Craig

I came to Trident with over $90,000 of credit card debt. Several factors attracted me to the firm. I researched dozens of firms before selecting Trident to help me with my problem debt. Most other firms wanted their fee upfront without any guaranteed results. Even firms that had a mixture of fixed an...d results driven fees wanted several thousand dollars upfront. Trident was the only debt settlement company that derived all of their fees based on the amount of savings the negotiated. In addition to their fair and favorable fee structure, Trident is run by an experienced bankruptcy attorney who takes every situation and advises the best possible solution. The firm delivered on everything they promised and exceeded my expectations.

I found Steve Craig two years ago when we were dealing with $36,000 of Credit Card debt from multiple companies. Steve was very upfront about what he could do, and couldn't do. Some companies will not negotiate, Steve let us know which ones where more apt to settle. The process is not fast, it takes ...time. On average, we settled about 40 cents on the dollar. Steve does have a fee, that is explained up front. He does not work for free, nor should he. There are also tax implications that you need to understand. He is very flexible with payment arrangements. There is no magic bullet that will make your debts go away, but there is a strategy that will help make some of them less of a mountain. You also need to work with budget planner to help make sure you don't repeat the patterns that got your into the mess in the first place. Today, we are negotiating settlement on the final account. Within 12 months, $36,000 of debt will be gone. That's a big weight off our backs.