Stephen Thomas Craig

Steve Craig is great at what he does. Not only is he genuine and sincere about helping to get you out of whatever financial disaster you are in, he is not the typically arrogant or condescending type of attorney that many of us are used to dealing with. In the final hour Mr. Craig saved me from a ...pending Judgment that I was about to get from the American Express attorneys (who are known to be ruthless). Even though I had worked out a payment arrangement with them to be paid over the course of four years, they were still seeking to get a judgment (just in-case). Steve Craig took over and represented me before the court date. He got them to agree to not only re-working the agreement (where we settled for $6000 less than what I owed), but was able to stop the judgment (provided I pay according to the agreed amount over the course of 12 months). I’m extremely thankful to him, and I HIGHLY recommend him!

Thank you for all your time and effort in helping me with my creditors. I don't know how you managed to settle my accounts at such a low rate. My records show that I paid my creditors and average of $0.39 on the dollar which is amazing to me. I must admit that the only reason I called you was because... I was so desperate. I had creditors calling and harassing me and I felt overwhelmed with the debt that I couldn't afford. I met with four other attorneys before I selected you. You made me feel at ease with your well defined process, but more importantly you made an extremely embarrassing and uncomfortable situation tolerable. It has been wonderful working with you and your staff. Thanks again for helping me feel at ease during this difficult situation.

An old debt that I had tried to settle on multiple occasions came back to haunt me when a collection company transferred a judgment from another state. My wages were garnished for the maximum of 25% to not only pay off the debt, but to pay for over $6,000 in legal/collection fees. I found Steve Craig... online and asked via email to meet with him. He responded within 4 hours! We met and Steve explained to me the options I had available and what I should do. During that very first meeting, Steve had the collection company on the phone and let them know that I could file bankruptcy and dismiss their garnishment. He then negotiated a settlement that was less than the original debt and set up a reasonable (less than 8% of my wages) payment plan that lasted only 4 months. Amazing work by Steve!

Steve Craig was Awesome! I was dealing with a collection agency that would not work with me and was pulling some pretty sneaky stuff.As a single mother of two i was overwhelmed and honestly scared of what the settlement would do to my family. I found Steve and he spoke to me and calmed my nerves he ...went right to work and started negotiations. Soon after Steve came back to me with a settlement out of this world. We took care of the debt and will we visit my financial situation soon to see what debt solutions we can come up with. He cares and I trust him!