You will likely want to rehabilitate your federal student loan, so you want to contact the servicer or collector handling it. If you don't know who...

Can medical bill creditors seize your assets in Texas after a judgment? For how long are these debts effective for(in Texas)?

Medical debts are subject to the general 4 year statute of limitations in Texas. If they sue and get a judgment, the judgment-creditor can try to...

Am I liable for bad advise from a bankruptcy attorney?

Yes, you are liable for bad advice given by an attorney. Your remedy, if any, would be to seek redress against the attorney for bad advice that you...

Budgeting for business ventures in Chapter 13

I don't know of anything in the Bankruptcy Code that prohibits you from starting a business in chapter 13, except you should request court...

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You can re-file a chapter 7 after the voluntary dismissal of a chapter 13 at any time, so long as the first case wasn't voluntarily dismissed...

How much money can I keep in checking account when filling for bankruptcy?

It may be possible to exempt that much money, if you choose the exemptions available under federal law, and you qualify to use federal exemptions....

I'm in chapter 13 bankruptcy and I'm behind on the mortgage payment! How do I get current!

Yes, I would say call your lawyer for an appointment to review all of your options before you do anything else. He or she will likely see if it is...

Can a collector still collect after foreclosure in 2007?

Yes, they can legally continue to ask you to pay the debt. But Texas Property Code Sec. 51.003 says any lawsuit to recover a deficiency from you...

Is it possible to file for bankruptcy and retain credit cards? If not, what options do I have to deal with overwhelming debt.

When you file a bankruptcy you are swearing under penalty of perjury that you are listing all of your debts. If you don't owe money to a particular...

I filed for Chapter 7 and was granted a discharged. It included my home, however I received a loan modification.

In Texas when you buy a home in a subdivision, the developer of the subdivision typically has already set up a homeowner's association to provide...