I owe past due payments of $45,000 on my home plus about $5000 in escrow. What kind of payment would I expect to pay in a 13.

Yes, with no other debt, and including the attorney fees in the plan, I come up with $950- $975 per month. An attorney in your area can design a...

Greentree mortgage says it's against the law for them to report to my credit for mortgage paymen after bankruptcy? Is this true?

If you did not reaffirm the mortgage, your personal liability for the mortgage debt was discharged by the bankruptcy (assuming that you received a...

Yes, all property and rights to property should be listed on the bankruptcy schedules. Domain names can be quite valuable. Several years ago we...

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In Texas prior to Ch 7 if I convert home equity into life insurance cash value, will the life insurance cash value be exempt?

I think you could claim it as exempt, but I would anticipate a chapter 7 trustee to seek to recover the money that you paid on the life insurance...

A business entity like a corporation or LLC can file chapter 7, but it doesn't receive a discharge in a chapter 7. An entity can receive a...

We did not reaffirming mortgage in Chapter 7 in 2011. Can we ask bank to report payments on credit file?

Since you did not enter into a reaffirmation agreement before the discharge, it is too late to do so now (at least in our part of the country). In...

I just got married and my husband is filing bankruptcy for old debt of his. Does my income have to be disclosed and considered?

Yes, if you are married and living together, your income has to be considered. However, certain of your bills can be deducted as a "marital...

After a judicial foreclosure default judgement in texas what happens next; how much time to move

There still must be a "posting" of the foreclosure sale and the actual sale takes place on the first Tuesday of a given month. Once the sale...

Yes, it sounds like you were probably sued, a judgment obtained against you, and now they have had the court issue a wage garnishment. You...

Removing a judgment from county records and credit reports

Once the order avoiding lien is signed by the bankruptcy judge, we order a certified copy of it from the U.S. District Clerk. Once we have that, we...

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