Archived
What can collection agencies do ?
John's answer
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Answered on August 22, 2009
A collection agency cannot freeze your bank account, at least without first filing a lawsuit against you, and obtaining a judgment. If they have a...
Archived
Can a lender debit your bank account after your home is foreclosed?
John's answer
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Answered on August 22, 2009
The facts are a little unclear in your question. I'll have to assume that the 80% lender foreclosed on the home, leaving EMC as "unsecured" or...
Can the repo man open my garage to take my car away
John's answer
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Answered on August 22, 2009
A repo man (now known as a "recovery agent") is not permitted to "breach the peace" in Texas in effecting a repossession. They are allowed to use...
Archived
If I apply for a signature loan and cant pay for it what kind of legal action can be taken against me.
John's answer
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Answered on August 20, 2009
The lender may decide not to sue, and to just report the defaulted loan to one or more credit bureaus, where it can remain for 7 years. If they...
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