Can a mortgage company foreclosure on a home when borrower filed Ch 7 but co-borrower was awarded the property in divorce?

Yes, the mortgage company can and will likely foreclose on the house. Yes, even though the house was awarded to your ex in the divorce, that does...

Can I drop ch. 13 plan after catching up on arrearage mortgage payments?

If you have an attorney, by all means make an appointment to discuss this matter with him or her. Otherwise, if you are this far into it, I...

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Do I need to hire a lawyer and what kind of lawyer?

If you signed the mortgage loan, the promissory note, and did not file bankruptcy yourself, then you likely still have personal liability for the...

Section 1322(d) of the U.S. Bankruptcy Code provides that a chapter 13 plan "may not provide for payments over a period longer than 5 years." It...

If you have an attorney I would direct your questions to him or her. But I am not aware of any reason why you could not continue to pay for...

We filed ch 13 in 2009 and was discharged from it in 2012 because i lost my job. have income now. can we refile ch 13 again ?

I understand your question to mean that you filed chapter 13 in 2009 and then after you lost your job, you could not longer pay the payments to the...

Chapter 13 Bankruptcy - Schedule F questions

If you were listed in the bankruptcy, you should have received a notification from the Clerk to file a Proof of Claim by a certain date, and a form...

There are no "set fees" for attorney fees for chapter 7 cases. The fee quoted by an attorney can depend upon the complexity of the case, the amount...

I have two judgments against me which were discharged in a bankruptcy yet remain on my credit report. How can I get them removed

There is no legal way to get them "removed" except for the passage of time. The federal Fair Credit Reporting Act (FCRA), section 1681c(a) provides...

In Texas, you own your home until the actual foreclosure sale "on the courthouse steps." So yes, if you want to keep your home, you can afford it...