Archived
If I have a judgement against me for repairs after leasing, can the responsibility for paying it be removed via bankruptcy.
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Answered on February 03, 2015
Yes, generally speaking, if you were sued because of damages to the leased property it should be a debt that you can discharge in bankruptcy....
Archived
Do I have to see same attorney for me to refile on my chapter 13 that was dismissed?
John's answer
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Answered on January 27, 2015
I'm not 100% sure what you are saying about the reason for dismissal. Hopefully your case was not dismissed "with prejudice" such that you are not...
Is it too late to make a settlement offer in response to a demand letter sent by my HOA's attorney?
John's answer
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Answered on January 20, 2015
If you cannot afford the settlement offer, and they won't agree to one you can afford, and you can't raise the money anywhere else, you may want to...
Archived
Filing Bankruptcy
John's answer
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Answered on January 19, 2015
You can file bankruptcy where you have resided or had your domicile, for the 180 days (or the greater part of the 180 days) prior to filing the...
Archived
If my chapter 13 is not complete but the lien holder for my car has been paid, can i get my title
John's answer
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Answered on January 19, 2015
If your car lien holder has been paid in full according to "nonbankruptcy" law, i.e. according to the note or contract that you signed when you...
Archived
Filing Bankruptcy
John's answer
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Answered on December 10, 2014
Credit histories are maintained individually. They are not merged if you are married. But if you were to file bankruptcy, and then apply for credit...
Archived
I have a student loan that is 28 years old. Is there a statute of limitation for having to pay? Can I get the loan dismissed?
John's answer
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Answered on December 10, 2014
The statute of limitations on federal student loans was done away with many years ago. So long as your loan was not time-barred at the time (I...
Archived
Do I need a credit attorney?
John's answer
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Answered on November 26, 2014
Yes, if you are being sued you should consult an attorney to review your options and decide what to do.
Here in Texas ordinary creditors like...
Archived
I surrendered a property during chapter 13. An investor wants to pursue a short sale with the bank. Should I sign docs.?
John's answer
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Answered on November 12, 2014
If you have an attorney please consult him or her about this matter, and have them review all the documents that you are being asked to sign -...
Archived
Will a Texas chapter 7 Bankruptcy eleminate the tax consequences of a forgiven student loan?
John's answer
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Answered on November 01, 2014
Income taxes can be discharged in bankruptcy, but there are several technical requirements, and the taxes have to be 3 years old to start...
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