John Victor Mastriani

PRO

John Victor Mastriani

4.7
Rating: 1.0

Licensed for 38 years

Bankruptcy and debt Lawyer at Houston, TX
Practice Areas: Bankruptcy & Debt, Debt Settlement, Litigation ... +4 more

One Greenway Plaza, Suite 100, Houston, TX

This lawyer was disciplined by a state licensing authority in 2021
See Details

Free Consultation

About John

Biography

Consumer Warrior and Debt Destroyer $$$ Call Today, Sleep Tonight. Free Consultation.

Practice Areas

7

Practice Areas

Bankruptcy and Debt 32%

Debt Defense for Downtrodden Consumers. Full litigation services and affordable payment plans. We fight for your rights and help you get your life back from greedy creditors.

27 years | 3,106 cases

32%
Debt Settlement 32%

27 years | 2,912 cases

32%
Litigation 32%

38 years | 4,756 cases

32%
Admiralty and Maritime 1%

31 years | 8 cases

1%
Class Action 1%

31 years | 7 cases

1%
Personal Injury 1%

38 years | 500 cases

1%
Wills and Living Wills 1%

26 years | 89 cases

1%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes

Contingency

25%-45%

Retainer

Always


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2024 2023 2020
...
+ 6

Licenses

Licensed in Texas for 38 years

State: Texas

Acquired: 1987

Eligible to Practice in Texas

Lawyer disciplined by state licensing authority in 2021

Location

The Mastriani Law Firm

One Greenway Plaza, Suite 100, Houston, TX, 77406

texasdebtdefense.com/

John Victor Mastriani's Reviews

Avvo Review Score

4.7 /5.0

169 Client Reviews

Showing 106 - 110 of 169 reviews

Posted by kim | July 26, 2013 | Debt Collection

Great representation by John Mastriani

John was very helpful when dealing with difficult credit collectors. He was able to successfully defend my case and kept us informed during the whole process. I would recommend him to anyone that is having trouble with collection companies.

Posted by Lori | June 23, 2013 | Debt Collection

Found his law firm to be very helpful

I immediately contacted John Mastriani law firm and hired one of his attorneys by the name of Chris Thornhill when I was notified by a debt collector that I was being sued for 14,000 dollars over a car that was stolen 4 years ago. This was a complicated case that Chris listened to and began working o...n stopping the lawsuit right away. In the end he not only got the bank to buy back the debt from the collection agency but also got them to agree to delete everything from my credit report as if this loan never existed. I have tried to get this taken care of for the last 4 years and have never found anyone that would help or could help until Chris Thornhill. I will recommend him to anyone who ask about an attorney and I will continue to use him in the future for any issues we may have.

Posted by Dana | June 20, 2013 | Debt Collection

Great Results

I contacted Mastriani Law for help with a default credit card judgement against my mother in law that we had no knowledge of until she was attempting to sell her house. The judgement had been entered against her on a credit card debt that wasn't even hers. From the beginning, I greatly appreciated ...that their administrative assistant would set up a specifically scheduled time for a call back rather than just the open ended "I'll give them the message". We discussed options about how to challenge and remove the judgement. Ultimately, we decided that it would be best to first attempt to negotiate with the credit company's attorney for a "convenience" payoff since we were under the time pressure of trying to get this resolved in order to be clear to close on the sale of the house. I was impressed that they suggested this, especially since it meant that it would lower the amount we would be paying to them pretty significantly by avoiding going to court. We set a maximum acceptable amount, which was pretty low to begin with, and Chris Thornhill, one of Mastriani's associates, began attempts to negotiate. It took a bit longer than we had hoped initially, but the firm was pretty good at keeping us updated that the other side still hadn't responded. (Chris was also very good at setting realistic expectations of time lines from the beginning, which he was pretty accurate about.) In the end, Chris managed to get us a deal that was significantly lower than our "max" which was fantastic. He was also very thorough to make sure that things were closed out in a way that most protected my mother in law in case the credit company attempted anything in the future. I would highly recommend them, and would definitely use them again. (Although, hopefully I never have to.)

Posted by Salvador | June 10, 2013

OUTSTANDING and COMPASSIONATE

John has represented me for many years and has saved my sanity and my welfare against enormous and overwhelming conditions. I would trust him with my life if necessary.

Posted by anonymous | May 31, 2013 | Contracts & Agreements

Punctual, detailed and has a passion for helping people!

John represented me with a co-op contract and the parties to the contract fulfilled their agreements and I was able to receive credit for the co-op without any difficulties.

See All Client Reviews

John Victor Mastriani's Lawyer Endorsements

Endorse John
Lawrence Frederick Dietlein Jr. headshot
Lawrence Dietlein

Debt settlement lawyer | Oct 30

Relationship: Worked together on matter

"I endorse John Mastriani. John is a very competent and compassionate attorney who aggressively fights for his client's rights. I would recommend his services to my clients, friends and family members without hesitation."

Christian K. Lassen II headshot
Christian Lassen

Unknown lawyer | May 21

Relationship: Fellow lawyer in community

"Top-notch attorney. Highly respected in the legal community."

Jerry J. Jarzombek headshot
Jerry Jarzombek

Lawsuits and disputes lawyer | Oct 29

Relationship: Fellow lawyer in community

"John works hard for his clients. He skilled and proficient in the areas of debt defense and harassment by debt collectors. He knows the law, and knows how to make an intelligent argument to the Court. I recommend him without reservation."

Bonner Charles Walsh headshot
Bonner Walsh

Litigation lawyer | Oct 22

Relationship: Fellow lawyer in community

"When faced with either debt defense or credit harassment matters, it is hard to think of many attorneys with the experience and the reputation that John has. I would not hesitate to recommend that anyone facing issues with an aggressive collector or being sued over an old debt seek his assistance. If you do you will not regret your decision."

Robert Francis Gilbert headshot
Robert Gilbert

Bankruptcy and debt lawyer | Oct 15

Relationship: Fellow lawyer in community

"John is an aggressive but honest advocate for consumers. You can count on him."

Patrick Edward Murphy headshot
Patrick Murphy

Debt settlement lawyer | Oct 11

Relationship: Fellow lawyer in community

"I have worked with Mr. Mastriani for several years now and refer all my clients who are in need of debt settlement services. With his broad knowledge in litigation, he provides unsurpassed counsel and has set the bar in this field. I highly recommend him"

Jason Edmond Wells headshot
Jason Wells

Bankruptcy and debt lawyer | Sep 13

Relationship: Worked together on matter

"I have known John Mastriani for many years. He is incredibly skilled and proficient in his field, as well as, holds a great reputation in the community. I have recommended John to several friends and family members for their debt issues. I am confident that any case which he handles will be completed with the utmost professionalism and skill. You should feel confident entrusting John with your matter."

Thomas Dean Malone headshot
Thomas Malone

Bankruptcy and debt lawyer | Jun 23

Relationship: Fellow lawyer in community

"John Mastriani is very familiar with defense of credit card and debt buyer lawsuits in the Houston area, and I have no hesitation recommending him."

Pamela L. Stewart headshot
Pamela Stewart

Debt settlement lawyer | Feb 16

Relationship: Fellow lawyer in community

"I endorse this lawyer. I have known John for several years and think very highly of his work. He is extremely successful with his cases."

Stewart Ransom Miller headshot
Stewart Miller

Debt collection lawyer | Feb 01

Relationship: Worked together on matter

"I am a Consumer Rights Lawyer in North Texas and have worked with John Mastriana over the years. I send consumers to Mr. Mastriani if they live in an area beyond the range of my practice and I beleive they live within the area of his practice. Also, I send consumers to him when I believe his past experience with particular collection lawyers will benefit the consumer. John Masrtiana has never disappointed me. He is one of the best!"

Dana Karni-Ilouz headshot
Dana Karni-Ilouz

Debt and lending agreements lawyer | Jan 24

Relationship: Fellow lawyer in community

"John and I have worked together in a number of cases, our most notable effort being a case of first impression in the Southen District of Texas. John is a very hard working attorney, well known and highly regarded among attorneys dealing with consumer debt issues."

Gary W. De Serio headshot
Gary De Serio

Bankruptcy and debt lawyer | Oct 04

Relationship: Fellow lawyer in community

"I have known John Mastriani a long time, he handles hundreds of cases for consumers in distress and helps them resolve their debt issues. He is a champion for the consumer and I am proud to know him."

Christopher Mackensen Thornhill headshot
Christopher Thornhill

Bankruptcy and debt lawyer | Sep 30

Relationship: Co-worker

"John is the best in the Houston area for resolving bankruptcy, debt or credit card issues. He protects the consumers."

View All Endorsements
Patrick Edward Murphy headshot
Patrick Murphy

Corporate and incorporation lawyer

Christopher Mackensen Thornhill headshot
Christopher Thornhill

Debt settlement lawyer

Experience

Rating:  1.0 (Extreme Caution)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2021.

Partially Probated Suspension issued in TX, 2021

updated on 02/22/2022

Partially Probated Suspension means an attorney lost his or her license to practice law for a period of time. When the attorney returns to practice, he or she will be on probation, meaning the State monitors the attorney's activities for a period of time in hopes that he or she will not repeat the behavior.

Partially Probated Suspension issued in TX, 2021

updated on 08/03/2021

Partially Probated Suspension means an attorney lost his or her license to practice law for a period of time. When the attorney returns to practice, he or she will be on probation, meaning the State monitors the attorney's activities for a period of time in hopes that he or she will not repeat the behavior.

Partially Probated Suspension issued in TX, 2021

updated on 10/29/2021

Partially Probated Suspension means an attorney lost his or her license to practice law for a period of time. When the attorney returns to practice, he or she will be on probation, meaning the State monitors the attorney's activities for a period of time in hopes that he or she will not repeat the behavior.

Partially Probated Suspension issued in TX, 2021

updated on 10/29/2021

Partially Probated Suspension means an attorney lost his or her license to practice law for a period of time. When the attorney returns to practice, he or she will be on probation, meaning the State monitors the attorney's activities for a period of time in hopes that he or she will not repeat the behavior.

Partially Probated Suspension issued in TX, 2021

updated on 10/29/2021

Partially Probated Suspension means an attorney lost his or her license to practice law for a period of time. When the attorney returns to practice, he or she will be on probation, meaning the State monitors the attorney's activities for a period of time in hopes that he or she will not repeat the behavior.

Public Reprimand issued in TX, 2004

updated on 11/04/2010

Public reprimand means an attorney did something wrong but may still practice law. The State gives the lawyer a public reprimand in hopes that he or she will not repeat the behavior. Details of the infraction are made part of the public record.

Honors

2017

Top One Percent, National Association of Distinguished Counsel

1985

Law Review, Cumberland School of Law

Work Experience

1990 - Present

Principal, Mastriani Law firm

1988 - 1990

Attorney, Diedrich, Hoelke and Rubin

Associations

2014 - Present

Who's Who

Who's Who Honors Edition

2014 - Present

Houston Bar Association

Member

2014 - Present

Houston Bar Association, Litigation Section

Member

2014 - Present

Houston Bar Association, Commercial and Consumer Law Section

Member

2014 - Present

Texas Trial Lawyers Association

Member

2008 - Present

National Association of Consumer Advocates

Member

Sample of Legal Cases

MASTRIANI REVERSES TRIAL JUDGE ON APPEAL

Successful Appeal for Client

MASTRIANI REVERSES DISTRICT JUDGE

Successful Appeal of a District Court Judgment

975081: Midland Funding, LL.C. v. Consumer, In the CCCL 1 of Harris County. Texas

Take Nothing Judgment in Favor of Consumer

The Misuse of Arbitration to Collect Consumer Debts

Enlightened U.S. House on Misuse of Arbitration to Collect Consumer debts

2007-CV-02382: Sam Gachiengu v. Fia Card Services, In the Southern District of Texas

Landmark decision for Consumer against Banks

NO. 09-06-283 CV: Bruce Clifton v. American Express, In the 9th Court of Appeals Texas

Overturned a Large Judgment on Appeal and Won at Trial

14-04-01131-CV Kelly K. Hay v. Citibank (South Dakota) N.A., In the 14th Court of Appeals Texas

Large Interest Rate Judgment Eradicated

See More Legal Cases

Education

1988

New York University School of Law

LL.M - Master of Laws

1987

Samford University, Cumberland School of Law

JD - Juris Doctor

1987

Samford University, Cumberland School of Law

Proctor of Admiralty

1983

University of Houston, main campus

BBA

Speaking Engagements

2013

Webinar for Mobile Websites

Webinar on Mobile Websites

2013

Fox News Morning Extra Avoid Holiday Credit Tricks

2013

Fox Morning News

1099C Debt Forgiveness

2012

Fox Morning News

Debt Reduction Strategy

2012

Fox Morning News

Improving Your Credit

2012

Fox Morning News

Your Money Questions

2012

Fox Morning News

How to Avoid Retailers Tricks

2012

Fox Morning News

Avoiding Holiday Debt

2012

Fox Morning News

Credit Card Default

2012

Fox Morning News

Credit Card Company Tricks

2012

Fox Morning News

Anatomy of Credit Card Lawsuit Revisited

2012

Fox Morning News

What type of calls creditors can make

2012

Fox Morning News

Tips to get a Favorable Debt Settlement

2012

Fox Morning News

How to Avoid Credit Card Debt

2012

Fox Morning News

How to Defend a Collection Matter

2012

Fox Morning Edition

What to Say to a Debt Collector

2011

Fox Morning News

Freedom from Debt

2011

Fox Morning News

How to be Debt Free

2011

Fox Morning News

How to Settle Debt

2011

Fox Morning News

Helpful Tips to reduce Credit Card and Bank Debt

2011

Fox Morning News

Dealing with Debt

2011

Fox Morning News

How to reduce Interest and eliminate principal

2010

Fox Morning News

Anatomy of a Credit Card Lawsuit

2010

Fox Morning News

How to Deal with Overwhelming Debt

Publications

1987

Cumberland Law Review Research Board

Languages

English

Spanish

Vietnamese

Activity

Avvo Rating

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What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2021
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution