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I put a truck in my name for my son who let it go back. Now they have filed on me can they garnish my wages or freeze my bank
Lu Ann's answer
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Answered on July 11, 2014
The lender will sue you for the difference between the auction sale price and the loan balance. If the lender wins (they don't always win), then...
Archived
Can creditors force family of deceased to sell his paid-off car to pay his debts?
Lu Ann's answer
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Answered on July 11, 2014
This question needs to be answered by an Oklahoma attorney because each state has specific rules for intestacy. Generally speaking, without a...
Archived
Can I re-title a car awarded to my uncle but is in his ex wife's name
Lu Ann's answer
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Answered on July 10, 2014
Your uncle must go to the Harris County Clerk's office, vehicle title department, to get a form to obtain a new title. He needs to have the...
Archived
If a debt collector send a certified mail for a court date and my minor son signed his name on it. Do I have to go to court?
Lu Ann's answer
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Answered on July 10, 2014
If the debt goes back to a foreclosure in 2008, you need to attend the hearing and get an attorney because you may significant defenses to the...
I have a judgement in California but now live in Texas. Can the creditors come after my money in another state?
Lu Ann's answer
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Answered on July 10, 2014
If the judgment is still good, the creditor can file a suit to domesticate the judgment in Texas. There are very few defense to domestication. ...
Archived
Does the statue of limitation restart on all debt or just that one specific debt that you made some kind of verbal agreement
Lu Ann's answer
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Answered on July 09, 2014
Under Texas law, you can re-start the statute of limitation on debt ONLY by writing that you acknowledge the existence of the debt and you still...
Archived
Can debt collectors go after me?
Lu Ann's answer
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Answered on July 09, 2014
It means you are not liable for bills in his name only. If the there were joint accounts then you can liable for the debts. You don't get to add...
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Archived
If I don't pay on a payday loan can they prosicute me for fraud
Lu Ann's answer
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Answered on July 09, 2014
If you intended to pay the loans at the time you took them then there was no fraud.
This is the same answer given by attorneys on this site...
Protecting my Texas Homestead from Judgements and Liens
Lu Ann's answer
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Answered on July 09, 2014
If your residence is your recorded homestead, no judgment nor lien can attache specifically to the homestead property. The only entities which...
Can Wells Fargo put a hold on a $30,000 that I received through Merrill Lynch who is my current 401k provider?
Lu Ann's answer
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Answered on July 08, 2014
Yes they can, but some banks will given provisional credit/use of portions of the check until the full amount is released. For example, you might...
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