Archived
If a creditor settles for an amount and takes it through garnishing my account, can they come back and sue again for remainder $
Lu Ann's answer
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Answered on July 16, 2014
I agree you should have gotten an attorney when you were sued because the chances were good for you to defeat the suit. At this point, I'm not...
Archived
I have a credit card that I cannot pay for from MI. I have lived in TX for 4 years now, can they garnish my wages?
Lu Ann's answer
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Answered on July 16, 2014
Your wages can't be garnished in Texas for unpaid debt. You may have kept this debt "alive" by working through debt consolidation company meaning...
Archived
I HAD THIS SENT TO ME FROM A ANN HYDE ,I HAVE NEVER HEARD OF HER OR HER COMPANY.
IS THIS REAL.
Lu Ann's answer
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Answered on July 16, 2014
If any portion of the information sent to you in the email is correct, it is likely that it was obtained through database hack or that you applied...
Archived
How many years
Lu Ann's answer
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Answered on July 15, 2014
10 years and can be renewed at the end of the first 10 year period
Archived
I paid off all my fees today and the total was almoat $1000.00 (965.00) more than what was set at court when I was sentenced.
Lu Ann's answer
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Answered on July 15, 2014
This is a criminal sentencing question not a debt collection question. You can be charged with the cost of supervision of your probation, drug...
Can a Texas home equity loan be modified? I was rejected by Nationstar on the basis that it is against state law to modify.
Lu Ann's answer
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Answered on July 13, 2014
It is now clear under the Sims decision that a Texas home equity loan can be modified even if the loan principal is increased. This is a new...
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Archived
Cany I do anything about this, legally?
Lu Ann's answer
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Answered on July 12, 2014
If you look at your lease carefully, you will find a clause telling you it can only modified in writing. I assume you have nothing written...
Archived
If I have a judgment against me can they freeze a bank account that has my name and my moms name on it
Lu Ann's answer
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Answered on July 12, 2014
Just like the previous answers, ANY bank account with your name on it can be subject to garnishment to satisfy the judgment as long as these are...
Archived
Is there a percentage of balance that constitutes "reasonable and affordable" student loan repayments?
Lu Ann's answer
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Answered on July 11, 2014
15% is the amount I have encountered in this sort of situation.
Archived
If I have a judgment against me for a truck that was let go can they take the money in my bank account or car
Lu Ann's answer
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Answered on July 11, 2014
You asked this question before and the answer remains the same The lend has to sue and win. Then it can get your bank deposits but NOT your car...
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