Texas is a community property state, not a community debt state. A spouse is not obligated to pay the separate credit card debt of his spouse...

I only have social security to live on plus food stamps, can a credit card company attach my bank account.

Before this goes farther, you can solve this problem without spending much time or money. Send the creditor or collector or their lawyer a letter...

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Why does a junk debt collector insist on payment with check by phone rather than accepting certified funds?

You NEVER pay a debt collector by phone or by giving your checking account/routing number/bank information. Insist on a street address to send a...

TX Auto Fraud: Binding arbitration clause, the TX DTPA, and how to find a fraud attorney in Podunkville?

The DTPA provides that a prevailing consumer should receive reasonable attorney fees for their trouble. So, as much as it sounds like you want to...

Identity stolen and furniture bought

The creditor and its collection agents refusal to remove inaccurate information from your credit file is a violation of numerous consumer...

This sort of 'failure to disclose' could be a violation of the Texas Deceptive Trade Practices Act - especially if the car was previously...

If you dispute this alleged debt in writing via certified mail to the debt collector and all three credit bureaus explaining why the information in...

Your question indicates that this was a third party collection company. So, the fair debt collection act does apply to this debt collector. Most...

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Can time share companies harass me because I can no longer pay

Harassment is illegal and is not permitted. The number of calls required to be 'harassment' is not based on a hard-line rule; rather, it is the...

Do I have to file bankruptcy with my husband concerning the house we live in?

You may choose not to file and your husband's bankruptcy filing will still temporarily or permanently stop the foreclosure sale if you are both on...