Archived
I have filed bankrupcty .now 4months behind on the mortagage.I thought it was 2.Tried to pay the 2 months and was denied
Michael's answer
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Answered on December 12, 2009
I would follow the advice of your attorney. Did you file a chapter 7 or a 13? Typically, in Texas, if you don't pay your mortgage, you are going...
Archived
I received a Loan Modification Agreement from Chase but the terms are not favorable, my payment increased to $2,975/month, its
Michael's answer
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Answered on December 06, 2009
I am not licensed in FL, so you should seek local counsel in your neighborhood. Having said that, your payment might have increased under the...
Archived
Bankruptcy or not
Michael's answer
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Answered on November 27, 2009
You should not be making monthly payments on old credit card debt from your current SS benefits. A chapter 7 will be an easy and cost effect way...
Archived
I got a citation on a crdit card that I have not had or used in 5 years or longer. saying I owe 6879.61 taking me to court what
Michael's answer
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Answered on November 24, 2009
You should not ignore this notice, and it is imperative that you seek counsel before the court date shown on the notice. Often, "debt buyers"...
Archived
Can a foreign national, without a visa, file for bankruptcy in the US?
Michael's answer
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Answered on November 22, 2009
You don’t have to be an American citizen to qualify for a bankruptcy. Neither citizenship nor even formal resident-alien status is required. As...
Archived
If someone has a judgement against you, can they force you out of your house in texas?
Michael's answer
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Answered on November 21, 2009
If the house is your primary residence in Texas, then the homestead exemption applies and the judgment creditor will not be able to force the sale...
Archived
Can you use any Gov't programs to lower your credit card balance and interest rates?
Michael's answer
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Answered on November 21, 2009
No government programs, but there are laws that can help you fight abusive debt collection practices. Also, there are often very effective methods...
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