Archived
In Texas, what are the limits to when a debt collector can call you?
Michael's answer
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Answered on November 30, 2014
4 times per day is harassment, which is illegal. Saying, "you need to pay, or else the calls will continue," is not in my opinion illegal, but...
Archived
Can my family's land be seized due to a default judgement for $18,000 i received from a car insurance lawsuit?
Michael's answer
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Answered on November 20, 2014
You most assuredly need to speak to an attorney in your area about your options both with regard to the land and the default judgment. Your...
Archived
Experian is not removing False collection from my credit history and not providing proof of it either. What to do?
Michael's answer
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Answered on November 05, 2014
This is a fact pattern that you should discuss with an attorney in your area who is well versed in the Fair Credit Reporting Act. The bottom line...
Archived
2 months ago, I received a letter from Convergent Outsourcing Inc., regarding a debt I owed 10 years ago, and which I already pa
Michael's answer
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Answered on September 22, 2014
Not later than the 30th day after the date a notice of inaccuracy is received, a third-party debt collector who initiates an investigation shall...
Archived
So i have a problem Linden lab is saying i owe money to them when i have proof that i do not. What do i do?
Michael's answer
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Answered on August 12, 2014
It sounds like your second life is starting to affect your first life. If this company just locked you out of your online account and no debt...
Archived
Business owner with advertising vendor claiming due invoices due too signed contract. debt collection agency claiming balance.
Michael's answer
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Answered on July 29, 2014
You might consider calling a local attorney to discuss the particulars before you agree to a settlement. If the sales person lied to you by...
Archived
In TX can the bill collector have the right to sue you for the second mortgage after the house forclose?
Michael's answer
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Answered on July 16, 2014
Did you previously have private mortgage insurance "PMI" as part of your 80/20 mortgage (probably)? Or, was the "second" mortgage a home equity...
Archived
I put a truck in my name for my son who let it go back. Now they have filed on me can they garnish my wages or freeze my bank
Michael's answer
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Answered on July 12, 2014
In Texas, this type of creditor cannot garnish your wages. But, they can freeze a bank account in your name.
Archived
Can a collector still collect after foreclosure in 2007?
Michael's answer
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Answered on June 26, 2014
If this is a company called Dyke O'Neal that is suing you on the second mortgage, you should call my office.
Archived
I received an email from a Joseph Foster Morgan & Associates stating there was a warrant out with docket # 700ACC is this legit?
Michael's answer
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Answered on June 12, 2014
Scam. The people who are behind this letter are probably from another country. They operate on the belief that Americans owe enough money and are...
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