Archived
I recently had a judgment put on me. I live in Texas, can they take money from my checking? My job has direct deposit.
Michael's answer
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Answered on May 30, 2014
Yes - they can take money from your checking and they will. You would be wise to stop the direct deposit of your paycheck . Cash your paycheck as...
Archived
What recourse do I have for finding out after a car purchase that it was in a total collision, not reported?
Michael's answer
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Answered on May 20, 2014
This sounds like fraud and a violation of the Texas Deceptive Trade Practices Act (DTPA). Even though you discovered this in 2010, has she been...
Archived
In Texas, some assets are protected if you are sued and you lose. Things like homestead, 1 car and up to 30k in personal items.
Michael's answer
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Answered on May 14, 2014
The Texas exemptions apply to judgments from all state courts; out of state judgments are another question. If you file bankruptcy you may gain...
Archived
My daughter was told she was going to be arrested within the hour if she did not pay a previously paid debt, is this possible?
Michael's answer
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Answered on May 13, 2014
If she paid with a credit card, she should call her card issuer and do a charge back.
Archived
Can I be sued even though a medical bill is more than six years old .the collection agency said it wa s pending .
Michael's answer
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Answered on May 13, 2014
This debt is past the Texas statute of limitations for filing suit. Filing or threatening suit on a time barred debt violates Section 1692e(5) as...
Archived
My sister in law impersonated me during my husband's open enrollment and has my ss# and wrote our divorce decree.
Michael's answer
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Answered on May 09, 2014
You should send dispute letters along with a fraud affidavit to the three credit reporting agencies disputing the inaccurate information on your...
Archived
How can I get the money back on a money 1year old that money gram gave me the run around and now says it's too late they told me
Michael's answer
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Answered on May 08, 2014
If Money Gram stole money from you, then you may want to seek a consumer attorney for help. If you do not speak English well, find someone who...
Archived
Can I take used car dealer to small claims court for lying about the condition of a car I purchased on their craigslist posting
Michael's answer
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Answered on May 08, 2014
Yes, intentional misrepresentations are actionable in Texas under the Deceptive Trade Practices Act. The best attorney's to contact are listed at...
Archived
Can a debt collector discuss your matters with a minor child?
Michael's answer
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Answered on May 02, 2014
The debt collection law in Texas, the Texas Debt Collection Act, applies to the original creditor. Coming to your house and telling your minor...
Can i sue a car dealership who financed a car with my identity, which was stolen?
Michael's answer
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Answered on April 13, 2014
Sounds like Nissan was a victim of fraud - just as you were. Pull your credit report from annaulcreditreport.com or go the the ftc website to get...
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