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About me

I enjoy helping others avoid the harrassment and pressure that debt collectors use to collect debts.  Bankruptcy is an option that can give relief where it is needed the most.  Peace of mind and the ability to either repay debts based upon a person's ability to pay, or wiping out debts in total, are tremendous tools.


No one enjoys filing for bankruptcy.  However, the biggest mistake that people make is waiting too long to investigate their options.  The sooner a person who is struggling with debt faces the facts and discovers their options, the more options that have and the more time they have to put strategies in place.


I am glad that I can serve the needs of the people in my community in this respect.


Practice areas


  1. Chapter 13: 50%
    14 years
  2. Chapter 7: 30%
    14 years
  3. Chapter 11: 20%
    14 years



Hourly ($250/hour), Fixed (sometimes), Retainer (sometimes), Free consultation (90 minutes)

Payment types:

Cash, Credit card

Attorney endorsements

4 total 

Are you an attorney? Endorse this lawyer

  • John Gordon Phillips

    Rusty is an outstanding attorney and an outstanding person. I have known him for many years and find his character and knowledge to be first class.


    John Phillips Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

  • Holly Smith Martin

    Rusty Sparks is an excellent bankruptcy attorney. He is an advocate for consumers with the Trustees and the Attorney bar. He is a leader in the field.


    Holly Martin Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

Contact info

620 W. Third Street
Suite 100
Little Rock, AR, 72201


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Work experience
TitleCompany nameDuration
Owner/Bankruptcy AttorneyO.C. "Rusty" Sparks, P.A., Inc.2012 - Present
PartnerCLARK, BYARLAY & SPARKS2002 - 2012
PartnerSHERWOOD, MERRITT & SPARKS2000 - 2002
Senior Litigation AttorneyAegon, USA1997 - 2000
Asst. General CounselPFL Life/Nat. Old Line Life Ins. Co.1990 - 1997
Staff AttorneyArkansas Department of Insurance1988 - 1990
Paralegal Program DirectorSouth Central Career College1987 - 1988
Admin Mgr/Regulatory Compliance MgrMerrill Lynch Capital Markets1985 - 1987
Operation Mgr/Admin MgrPrudential-Bache Securities1982 - 1985
Association namePosition nameDuration
National Association of Consumer Bankruptcy AttorneysMember & State Chairman2002 - Present
Debtor/Creditor Bar of Central ArkansasMember2002 - Present
Arkansas Bar AssociationMember2000 - Present
Pulaski County Bar AssociationMember2000 - Present
Legal cases
Case nameOutcome
David D. Coop v. Craig Matthew FredericksonReversed and Remanded
Joyce Bradley Babin v. Robert Earl WashburnAffirmed (2-1 split) in favor of the Debtor
eCAST Settlement Corp v. Robert Earl WashburnAffirmed (2-1 spli) in favor of Defendant
See all legal cases 
School nameMajorDegreeGraduated
University of Arkansas, Fayetteville, Leflar Law CenterGeneral LawJD - Juris Doctor1982
University of Central ArkansasSpeech Communications/Political ScienceBA - Bachelor of Arts1978
Speaking engagements
Conference nameTitleDate
Ch 7 & 13 Bankruptcy: Line-by-Line WorkshopCh 13: Filling in the Required Forms Line by Line & Structuring thew Ch 13 Plan2012
16th Annual Debtor/Creditor Law InstituteThe Good, The Bad & The Ugly: Issues to Stimulate Your Ethical Awareness2012
Nuts and Bolts of Bankruptcy LawIntroduction to Bankruptcy Code and Rules; Conducting the Intital Interview; Automatice Stay Litigation in a Nutshell2011
Consumer Bankruptcy: The Basics of Chapter 7 and Chapter 13Step by Step Procedures and Tips from the Pros2010
Consumer Bankruptcy: The Basics of Chapters 7 and 13Chapter 7 & 13 Bankruptcy2009
Ark Bar Assn Annual Debtor/Creditor InstituteBankruptcy Appeals2009
Na. Assoc. of Consumer Bankruptcy AttorneysBankruptcy Appeals2008