WHEN DOES THE STATUTE OF LIMITATIONS BEGIN ON A BOUNCED CHECK? WHEN IT IS RETURNED BY THE BANK?

This could be a bar exam question. It is not as simple as it may seem. Is the SOL based upon a contract or a negotiable instrument. I would...

Filed Ch7 and reaffirmed our home and car. Wanting to refinance but the home lender has no reaffirmation letter.

This is a common bs excuse. The reaffirmation should have no bearing on your ability to refinance. However, the lender can decide on that issue...

Why don t people run up debts, then retire with protected pension checks?

Running up credit cards with no intent to repay would likely be considered fraud. If a person runs debt up before filing a bankruptcy then they...

I owe unpaid vehicle taxes in which I was never notified about?What are the consequences?.

A tax like this may not have a statute of limitations. One state may be able to have your license suspended in another state for failure to pay...

If I do not reaffirm my home after my bankruptcy, but I keep current on payments, is it still my home to sell later?

Yes you can sell the home. The liens or mortgages are still valid against the property and must be paid if you sell. They just cannot come after...

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Your pension money is likely exempt from garnishment. You should speak with a bankruptcy attorney regarding your debt issues. Most will offer a...

Filed chapter 7 in 2005. Mortgage was discharged and was not reaffirmed. Why is it now being reported on my credit as late?

In my opinion this is a violation of the discharge order. Reporting either positively on the credit report or negatively is a violation of the...

2 YR AGO IRS LEIN, I HAD PRIOR MED MAL SETTLEMENT, SINGLE LLC PROTECTION, HOME CLOSING,.DO I USE HOMESTEAD,OR LLC TO KEEP HOME.

You need to talk to a tax lawyer to see what you did here and if the IRS can go after your "land trust"/LLC. This is not the type of question to...

Can the same creditor sue my husband on a different account if they just got a judgment against me since we are in same househol

Yes they can sue both if you are both liable on the credit card. If they are different accounts then they can sue the parties that are liable on...

Bankruptcy trusties

Some will ask what happened, but they are more concerned with assets. If you have an attorney and that attorney routinely appears in bankruptcy...