Does a collector have to honor an offer to settle letter that has no expiration date?

If it is an open ended offer for settlement it remains open for a reasonable amount of time or until the creditor sends notice that offer is...

Can I get sued for ex husband medical bill while divorce is pending?

It seems that you can fight this bill based upon the divorce decree as long as you didn't sign anything at the hospital saying that you will be...

A hold was put on my entire checking account and now I have no money to live on for 2 weeks, is this lega?

In many states once a judgment is entered in favor of a creditor that creditor will send notice to you bank in order to get the money in your bank...

Not such an easy answer. 1. Generally you as the client and the attorney can fire each other. However, for an attorney to withdraw (i.e. fire...

Should I file bankruptcy?

Based upon your income it should be a serious consideration. However, it depends on how much debt you totally have that can be discharged with a...

If I file Ch. 13, will the bank want money in my bankruptcy for a car loan that is a joint debt with me & my ex wife?

There are two things here. If the vehicle is co-signed then you are both jointly and severely liable on the debt. Meaning that the creditor can...

I live in Illinois, can I be forced to sell my home if a credit card judgement puts a lein against my home.

If a credit card company sues you and obtains a judgment that judgment may be recorded iwith the recorder of deeds in your area. The judgment...