Chapter 7 will eliminate the HOA dues against you personally. However they will still remain as a lien on the property and therefore they could...

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Chapter 7 throws out your loan modification. There are serious ramifications to reaffirming a loan modification, banks usually don't understand...

Taxes sold during an active quiet title case and chapter 7 bankruptcy (property was included)..Is this illegal by the state?

The taxes in Illinois are sold at auction and redemption expires normally within 3 years from the date the taxes are sold. Redemption must take...

Need advice about being sued.

Agreed you should appear and ask for the court hearing. You can also do a motion to waive the appearance fee and answer fee if you qualify for a...

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My charge off target card is left with 4 months till 7 years old so can i be sued?

The statute of limitations is for a lawsuit and an affirmative defense to that lawsuit. There are exceptions is you agreed to pay at some point...

Judgment on Credit Report

There is not a valid way to erase a valid judgment. If they evicted you the judgment is valid and there was an order evicting you from the...

Condo assessment in arrears aprx $3800.00. Condo association stating they will file lien if not paid within 30 days

Homeowners association default can become a major issue in Illinois among other states. The HOA has the right to evict you from the home for a...

The FDCPA requires a written letter or fax to the creditor disputing the debt. The two safest ways to do this are to send the creditor notice by...

What happens when your court cost is in debt collections?

Likely a non dischargeable debt. However it could be. An experienced bankruptcy attorney must review what happened is it a court cost,...

In a Chapter 13 now, converted from Chapter 7 - can I voluntarily dismiss?

The answer is maybe get a lawyer. Or talk to yours if you have one. They can deny motions to voluntarily dismiss if case are converted and...