Archived
How big of a case do I have? Filed bankruptcy, should not be on report from credit companies or collections.
Marc's answer
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Answered on October 17, 2012
Your attorney is best to answer this question. Damages can be nominal or punitive it depends on the court and you must prove your damages. This...
Archived
Is the creditor allowed to ask the Chapter 7 bankruptcy court for verification of income and expenses of the debtor?
Marc's answer
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Answered on October 17, 2012
It sounds like you need an attorney to help you with this process. Any creditor however has the right to do a 2004 examination and this would...
Archived
Getting 4 or 5 Debt Collector Letters that already past statue of limitation.
Marc's answer
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Answered on October 17, 2012
The statute of limitations is a defense for court. You can dispute the debt on this basis and do so in writing. A consumer lawyer may be able to...
Archived
2 chapter 13 same home
Marc's answer
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Answered on October 17, 2012
Likely this kind of filing is not proper for curing the default on a mortgage that the debtors only have are only tenants. They are not liable on...
Archived
Is the income of dependants or other older children living in my home included when considering Chapter 7 bankruptcy means test?
Marc's answer
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Answered on October 17, 2012
Yes if they give you any money each month that would be included in the means test. It is certainly advisable to hire an attorney to navigate you...
Archived
I just got a discharge notice along with a letter stating that it was undeliverable to one of my creditors.
Marc's answer
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Answered on October 17, 2012
If you made reasonable attempts to get an address and they were listed then they still get discharged even under the new law. If they ever contact...
Archived
In my divorce degree my ex-husband and I were not allowed to file bankruptcy, now I find out he has.
Marc's answer
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Answered on October 17, 2012
Yes any creditors that you are liable for and that are not being paid can come after you. Even if the divorce decree said he has to pay it they...
Archived
What are my options if I recieved a summons for a private student loan and want to prevent a judgement?
Marc's answer
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Answered on October 17, 2012
Agreed now you need to speak with the plaintiffs lawyer to see if they will work with you. Sometimes they will agree to payment arrangements but...
Archived
I completed trial period FHA-HAMP modification w/Bank of America Perm. Mod Approved 7/28/12. Still no papers. RCVD Foreclosure.
Marc's answer
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Answered on October 16, 2012
It appears you filed a bankruptcy. If you filed a Chapter 7 then the debt may have been discharged if you didn't reaffirm the mortgage in the...
Archived
Do I need an attorney? got a letter re: credit judgement
Marc's answer
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Answered on October 15, 2012
Sounds like a bankruptcy is a viable option. It is not your only option but it probably makes the most sense out of the options you do have. ...
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