If you are in Illinois then you can protect $4000 if you are single with the wildcard and $8000 if you are married. The wildcard exemption can be...

I just recieved a summons for a private student loan that I can't afford. Asking for 15,000+ What should I do?

Arguing the service issue only delays the proceedings it does not stop them. A judgment does effect your credit but also so does the default on...

How do you get a lien released from your house?

I am not licensed in Texas also. Likely a lawsuit must be filed to quiet title and show that the judgment has been satisfied. It is likely...

In 2005 i wrote bad checks.. So the law showed up and i had to go to magistrate court. They took my drivers lincence in 2008 and

This question is best fielded by a licensed attorney in your state. You likely need to discuss this with a criminal lawyer in your state and/or a...

WHAT ARE CURRENT RULINGS TO BK7 A SECOND MORTGAGE?

It is on appeal to the circuit courts. It will likely be taken up by the Supreme Court. Likely it is going to be reversed by the Supreme Court...

Rights of creditors re: non-filing spouse's obligations/debts

You have a complicated and difficult question to answer but I will give it a try. 1. The non filing spouse is liable but the co-debtor stay can...

My ex-spouse filed Chap 13 to avoid a forced sale of co-owned home. Discharged in April. Now mortgage co. says mediation impasse

A Chapter 13 wouldn't likely be discharged this quickly it is likely that the case was only confirmed in April not discharged. The bankruptcy...

I am 60 years old on social security disability, i"m being sued in small claims court for credit card debt under 4,000.00 dollar

You likely are garnishment or judgment proof. You may want to consider filing a Chapter 7 bankruptcy for piece of mind, but any assets you have...

A hospital deposit a $2900 into my account. Now they said it was a mistake and the amount should have been $29 dollars.

If there was a mistake then and you are aware of the mistake then yes you have to return the amount. A civil action may be filed against you or...

A payment is considered on time if the letter is post marked on that date

No it is when it is received by the creditor. All creditors say when it is received not when it is mailed as anything could get lost in the mail...