Archived
Can a creditor continue collections efforts for a HELOC that is currently in foreclosure? Property has not been sold yet?
Marc's answer
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Answered on November 09, 2012
A mortgage company can try collection efforts on the property going through the foreclosure. Due to the dismissal of your Chapter 13 bankruptcy...
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Archived
Can Wells Fargo be held accountable?
Marc's answer
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Answered on November 08, 2012
Agreed that you don't have a lawsuit against them. If you were in default then they had the right to foreclose on the property. A loan...
Archived
Default Judgement entered on a case filed against me and my ex - are we both liable?
Marc's answer
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Answered on November 08, 2012
If you are both liable on the debt then the creditor can go after one or both of you for the judgment. Both parties are jointly and severally...
Archived
Should bankruptcy be transfered from one state or the other?
Marc's answer
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Answered on November 08, 2012
If it is a Chapter 13 venue is proper where it was originally filed and could be transferred to the other district you now live. However, I would...
Archived
I borrowed 2500 from western sky. i have repaid around 3500-4000. they say i still owe the 2500.
Marc's answer
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Answered on November 08, 2012
They can only go after you for a civil claim. It is not a crime to not be in debt and unable to be able to pay it back.
Archived
Can i sue my former attorney for not handeling my bankruptcy case properly?
Marc's answer
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Answered on November 08, 2012
A malpractice attorney must go through all of the facts regarding your potential lawsuit. However, you may have waited too long since the statute...
Archived
I filed chapter 7 and have a loan out for a car I have paid over the value is there any way I will keep the car?
Marc's answer
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Answered on November 08, 2012
If you have a car loan with a lien. The lien will pass through the bankruptcy. The lender has a security interest in the car. At the time of...
Archived
Have home in foreclosure. Theres cloud on title. Can't sell it w/out probate.Am I safe from legal ramifications if I file CH 7 ?
Marc's answer
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Answered on November 08, 2012
You have a complicated issue and you should seek an attorney to answer this type of question. A California lawyer who does probate and bankruptcy...
Archived
I'm a co-signer on an auto loan.I am not on title.The person on title is filing bankruptcy,turning in car. Is my credit affected
Marc's answer
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Answered on November 08, 2012
Yep your credit is going to get hurt. You signed up for joint and several liability. What this means is that the lender can go after either one...
Archived
I am in the middle of applying for a HARP refinance. All was going well until today when I was told now the process is on hold.
Marc's answer
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Answered on November 08, 2012
You are too late to reaffirm the debt. If the case was discharged it is impossible to have it reopened to reaffirm a debt. Any reaffirmations...
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