Question about a 24yr old student loan that has 8000.00 interest.

Student loans don't go away. The loan is likely with a collection agency. You may be able to try to discharge them in bankruptcy but this is an...

Social security income does not count on the means test. it is included in schedule I as income.

What should i do

Loan modifications are voluntary on the lenders part. With a Chapter 13 you have no right to modify the terms on a principal residences mortgage. ...

If our 2nd mtg lender reports to Cr. Bureaus our loan is an unsecured collection charged off do we still have to keep paying the

Charge off is just that the mortgage company took an accounting deduction on their books. It does not mean that the loan is gone from title. They...

Ended up having to file bankruptcy in IL ( ch 7 ) on Nov 6th . . . it stopped sheriffs sale on Nov.8

If it appears from a motion to modify the automatic stay that there is no equity in the property and the trustee does not oppose the motion to...

Will my mothers Social Security income count as part of a Chapter 7 means test?

Agreed get an attorney. It likely does not count on the means test but what she contributes counts on schedule I & J.

Being sued by a collection agency for a repossessed car due to loss of job in 2010. Made payment plan w/agency but I cannot pay

Perhaps you should consider bankruptcy.

Can a credit card co. foreclose on my home if i owe less than 10,000$ an i am on ssi and have no other assets in ohio

If they get a judgment they can put a lien on your home which makes an unsecured credit into a secured creditor. If you then ever sell then the...

I recently filed for Ch. 13. I'm planning to get married in March 2013. Will be Ch. 13 negatively impact my fiance's credit?

The filing does not affect his credit in a direct way. However, if you apply for joint credit then of course your bankruptcy will be a...

I need help. I lost my teaching job recently. I fell behind in my payments to Discover Card. A lawsuit was filed against me.

Agreed bankruptcy is likely your best option. Why try to settle when you don't have the funds to do it. It would be an important consideration to...

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