They need to have a judgment first. If a debt collection agency has threatening to garnish your wages without having a judgment, it is possible...

Can a person that had previously used a non-assigned SS # transfer credit history established with that number now that she own

No. Using somebody else's social security number constitutes identity theft, among other things, so even making this request is a really bad idea,...

Should I dispute an old debt with a collection agency that doesn't have physical address but PO box ?

I see no reason not to dispute the debt, assuming you have a valid dispute. You also have the right to ask them to stop calling. If you do agree...

Do I need to worry?

I agree with the other answers, and also urge you to report the calls to the FTC and the Illinois Attorney General. The FTC has been going after...

I agree about going back to the lender to complaint about their failure to respond. If it drags on much longer, I also suggest filing a complaint...

Collection agency is coming after me for a past due utility bill under my husbands name. {now deceased} Can they ?

I'm so sorry to hear about your husband. If you were married and lived in the house receiving the service when the bill was accrued, they have a...

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What happens if I default on mt personal credit cards , rental mortgage and business loan? My wife is not on any of these debts

You should talk to a bankruptcy attorney before doing so. If you stop paying, they will eventually obtain judgments against you, and then they can...

Help with a fitness center contract. How to get out of it when they are not doing right by you and how can you cancel.

I suggest seeing a consumer law attorney about this problem. We have previously sued one fitness club for issues relating to automatic debits from...

Should I file a motion to dismiss? Def. Judg. Never served but cannot locate the plaintiffs attorney to file a motion to dimiss.

The rules actually require you to notify the plaintiff directly, along with their attorney, so you should definitely serve the motion on them. If...

Can a buy here pay here car dealer charge me $ 600 for not changing my address

That sounds really abusive, but an attorney would need to see the contract you signed to answer your question. Anther relevant fact, assuming the...