In states that allow wage garnishment, absolutely! Creditors usually must obtain a court judgment first, which begins by filing a lawsuit in the county where you live. Don't buy into the foolish urban myth that says that if it is a medical debt, "they" have to accept your token payment or can do nothing to collect. Hope this perspective helps!
If the medical provider, or the debt collection agency they refer the matter to, files a court case and wins a judgment against you then yes. However, they cannot garnish your wages without obtaining a judgment first.
Steven A. Jayson, Esq. www.jaysonlawgroup.com Office 908-258-0621 DISCLAIMER: THE ABOVE INFORMATION IS NOT LEGAL ADVICE. THIS IS GENERAL INFORMATION AND LAWS VARY FROM STATE TO STATE. PLEASE CHECK WITH A LOCAL ATTORNEY OR CONTACT THE IRS OR STATE TAXING AUTHORITY WITH ANY QUESTIONS.
Yes, if they get a judgment against you in court and if your wages are sufficient to permit garnishment.
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They need to have a judgment first. If a debt collection agency has threatening to garnish your wages without having a judgment, it is possible that they violated the Fair Debt Collection Practices Act, and you should speak to a consumer law attorney. Most provide a free consultation and take good FDCPA cases on a contingency basis.
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