Unfortunately, there are so many exceptions to the statute my colleague has posted, that there is no maximum interest rate for most auto loans...

Trying to get a modification for 3 years with Chase Bank

Try filing complaints with the Illinois Attorney General's Office consumer division, and the Consumer Financial Protection Bureau. Both have been...

I just got married and my wife is purchasing our home in her name. I have to sign a homestead waiver. What does this mean and is

Here is a link to an article that attempts to explain the concept. http://ww2.atgf.com/member/atgConcept/1999/1999-05/HomesteadRights.htm You...

Is this a scam?

You won't get in trouble for canceling your card. There are a lot of scams out there involving people claiming to be collecting on payday loans,...

Car dealer not making good on "we owe"

Do you have anything in writing describing what they are to install? An attorney would have to review that to give a response. A Better...

What is the law in reference for a child (9 years old) staying home alone for a couple hours at a time?

Here are some links to what DCFS has to say on the issue. They seem to suggest 10-12 is an appropriate age depending on the...

Can I take legal action for a car purchase 5/2011? The car was a total loss in 12/2012 and sold to us with a clean title 5/2011

Yes, you could sue her for violation of the Illinois Consumer Fraud Act and common law fraud. The fact that a car is sold "as is" does not mean...

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Rented Apartment With 1 Year Lease Agreement With Assurance From Property Manager NO BUGS! Explained Repeatly That I Have Mutipl

Are they bedbugs or something else? There are some attorneys out there who take "bedbug cases," and you might be able to sue for personal injury...

Payment arrangements have been made on a defaulted credit card, but the lawyer wants to still enter a judgement against me?

You should talk to a consumer law attorney about your situation. Most will provide a free consultation. If the judgment has not yet been entered,...

Does the FTC guidelines on deceptive billing practices apply to digital products purchased online?

It is possible that you could argue the practice violated the Illinois Consumer Fraud Act. However, I suspect there is a big chance of there...