I’m lost. Can you help?

You do not indicate who the call was from. This is a common type of scam call. A legitimate debt collector will send you a written notice of debt...

How do I get a judgment cleared off my record?

This should not be m your credit. A 1991 judgment can no longer be enforced. Write to the credit bureaus. If they will not remove it see a...

Can I compel lender to pick up repossessed car?

No. A creditor is not obligated to repossess collateral (the car).

What should i do if a creditor file a lawsuit against me on a balance deficiency of a returned car?

Have the case reviewed by an attorney who defends such cases. It should not cost you anything to consult. At least that is what our practice is.

Under 815 ILCS 505/2C you have an absolute right to return of the deposit. You can file a small claim. If the dealer is of any size, see a...

Can a dealership hold me to a deal after declining my cosigner?

They cannot hold you to the deal. They cannot make you revise the terms. They could find another bank that would take the paper without changing...

Can I find a lawyer in 2 days ?

Have an attorney who defends collection cases review it. If the court date is for filing of an appearance, you can pay the fee and file on line. ...

The loan is not enforceable. The collection efforts likely violate the Fair Debt Collection Practices Act.

What do I do if I was denied an apartment because of bad credit?

The landlord must inform you of the source of the credit report. Obtain a copy from the source. If there is anything inaccurate, you have rights...

Why would we still have to pay money in a civil dispute if the discovery asset citation was dismissed?

It sounds like you have a judgment against you. A "citation" is a postjudgment collection procedure. If the citation was abandoned, that does not...