You can dispute it and force the bureaus to list it as disputed. However, if the money claim was not determined on the merits (e.g., no court...

Can they send my daughters debt to collections? How will this affect her in a few years she’s 19 now?

The question cannot be answered without examination of the "housing contract." In addition, it is necessary to know if the space was filled. ...

Can a lien be placed on a home when one spouse is being sued by a creditor that his spouse didn’t co sign?

Only the spouse that was the cardholder can be collected from. The property cannot be required to be sold. The non cardholder spouse's wages and...

Can I be charged a restocking fee that was only disclosed once a refund was requested?

You are entitled to your money back in full if you return a defective product

I’m lost. Can you help?

You do not indicate who the call was from. This is a common type of scam call. A legitimate debt collector will send you a written notice of debt...

How do I get a judgment cleared off my record?

This should not be m your credit. A 1991 judgment can no longer be enforced. Write to the credit bureaus. If they will not remove it see a...

Can I compel lender to pick up repossessed car?

No. A creditor is not obligated to repossess collateral (the car).

What should i do if a creditor file a lawsuit against me on a balance deficiency of a returned car?

Have the case reviewed by an attorney who defends such cases. It should not cost you anything to consult. At least that is what our practice is.

Under 815 ILCS 505/2C you have an absolute right to return of the deposit. You can file a small claim. If the dealer is of any size, see a...

Can a dealership hold me to a deal after declining my cosigner?

They cannot hold you to the deal. They cannot make you revise the terms. They could find another bank that would take the paper without changing...