Can mortgage company take funds from a restricted escrow account for insurance damage claim to cover a recent escrow shortage?
Daniel's answer
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Answered on October 10, 2019
The answer depends on the language of your note and mortgage. Consult a consumer lawyer if you have any damages. However, if you have the money...
Archived
Can a person open a checking account in my name without my permission?
Daniel's answer
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Answered on October 10, 2019
No. Furthermore, financial institutions are subject to regulations requiring them to take reasonable steps to confirm the identity of the person...
Archived
How can I report fraud from a hotel in another state?
Daniel's answer
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Answered on October 10, 2019
Charges must be disputed with the financial institution that issued the card / holds the account within 2 billing cycles of when they first appear....
Can I go after Carvana for selling me a defective car & not taking it back. They advertise accident free & 150 point inspection?
Daniel's answer
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Answered on October 08, 2019
Under Illinois state law, the car is warranted to be merchantable for not less than 15 days or 500 miles whichever comes first (more by agreement;...
Hello. I received a call about a payday loan debt and I believe that the call may be a scam.
Daniel's answer
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Answered on October 04, 2019
This has every indication of a scam.
Archived
Cashnetusa?
Daniel's answer
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Answered on October 04, 2019
Legitimate process servers do not announce themselves in advance. Furthermore, service of process normally does not involve your signing anything....
Can collections account be disputed if there was a “Judgement for possession only no money - allowed” under my name?
Daniel's answer
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Answered on October 04, 2019
You can dispute it and force the bureaus to list it as disputed. However, if the money claim was not determined on the merits (e.g., no court...
Archived
Can they send my daughters debt to collections? How will this affect her in a few years she’s 19 now?
Daniel's answer
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Answered on October 01, 2019
The question cannot be answered without examination of the "housing contract." In addition, it is necessary to know if the space was filled. ...
Archived
Can a lien be placed on a home when one spouse is being sued by a creditor that his spouse didn’t co sign?
Daniel's answer
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Answered on October 01, 2019
Only the spouse that was the cardholder can be collected from. The property cannot be required to be sold. The non cardholder spouse's wages and...
Archived
Can I be charged a restocking fee that was only disclosed once a refund was requested?
Daniel's answer
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Answered on October 01, 2019
You are entitled to your money back in full if you return a defective product
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