It violates the Electronic Fund Transfer Act. You should complain to the CFPB. In addition, notify your financial institution that an...

It is quite common for finance companies to specify that a financial product or the collateral securing it (vehicle) will be used for consumer and...

It is generally not a good idea to handle transactions for third parties not members of your immediate family. If you receive a check or the...

Did the collector send a written notice within 5 days of the 1st contact identifying him/herself and describing the debt and your rights? This is...

This has every earmark of a scam. Typical scam works as follows: The check you receive is no good -- possibly counterfeit. Banks have to make...

A person that endorses, deposits or cashes a check warrants that it is valid and good. It does not matter whether the person knew or should have...

You need to: 1. File a police report 2. File identity theft report (on Federal Trade Commission and Illinois Attorney General...

You may well have signed a power of attorney to sign the title to the trade. It is common practice. You need to see a consumer lawyer regarding...

A person who presents a check warrants that it is valid and good. If it isn't, you are legally responsible to make it good.

Oral promises that are not consistent with a written contract are unlikely to be enforceble.