A credit card debt can remain on your credit for 7 years from chargeoff or 7.5 years from the delinquency that led to the chargeoff. It can be...

The only ground for vacating a judgment after 2 years is lack of service/ personal jurisdiction. Service is valid on a member of the household...

It probably means that the debt is too old to be reported -- more than 7 years since chargeoff or 7.5 years from the delinquency that led to...

The bank can obtain a judgment and record it against the second piece of property. Otherwise, no.

You first must follow certain procedures: (1) file a police report; (2) file an FTC ID theft affidavit; (3) notify all 3 credit bureaus and the...

1. A creditor is not obligated to settle a debt. They can insist on a judgment for the full amount and try to collect it, even if all of your...

Illinois law requires that the dealer pay off the trade in within 21 days. If you financed the new vehicle you may have recourse against not...

Do not provide debt collectors with information they do not have, unless required to do so by a court. With respect to the missed date, Illinois...

Have an attorney who defends such cases review your case before doing anything. It should not cost you any thing. ²

This is a scam. Notify law enforcement. Do not respond or provide information or money.