One possibility is that the debit is fraudulent. Inform the bank immediately that you did not authorize and do not recognize the debit. Confirm...

The car dealer is strictly liable to you for the purchase price and perhaps other damage for breach of the "warranty of title."

It would be improper. However there are issues concerning (1) proof that the debt was sold before suit, (2) whether you can do anything years...

Generally you have the right to prepay an extension of consumer credit at any time and be relieved of unearned finance charges. However, this...

Maybe. It is necessary to review the loan history, the notice, the bankruptcy documents, and what happened on the first.

A number of banks are liable, starting with the one into which the check was deposited. See an attorney.

There are serious questions about the legality of both types of loans. However, it is necessary to examine the loan documents and other facts...

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A defect in the engine should be covered by the 15 day/ 500 mile Illinois statutory warranty. You have to give them 2 chances to fix it. They can...

You are entitled to a number of notices under Illinois law: (a) a notice of proposed sale of the collateral; (b) a notice after the sale giving...

The legal effect of depositing the check is that you are guaranteeing to the bank that the person's check is good.