Did you make any late payments? On an interest bearing agreement, late payments will result in more of the payments being allocated to interest...

Have an attorney who represents debtors in connection with debt collection examine the emails. Some are genuine, some are scams. It should not...

I am afraid that a bank or other financial institution is not required to do business with you; what you describe is not actionable.

This is a scam. A phone call is not notice of a legal proceeding; a summmons and complaint are. The call violates the Fair Debt Collection...

You are entitled to your money back. There is a "warranty of title" that has been breached. See a consumer lawyer immediately.

The court will often award a substantial amount to the named plaintiff for initiating the class action ($1,000 to $25,000 is typical) as a means of...

One possibility is that the debit is fraudulent. Inform the bank immediately that you did not authorize and do not recognize the debit. Confirm...

The car dealer is strictly liable to you for the purchase price and perhaps other damage for breach of the "warranty of title."

It would be improper. However there are issues concerning (1) proof that the debt was sold before suit, (2) whether you can do anything years...

Generally you have the right to prepay an extension of consumer credit at any time and be relieved of unearned finance charges. However, this...