Can my car lender tell me I just need to pay the past due balance to get my car back then change their mind ?
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Answered on August 28, 2025
If you paid over 30% of the payments, counting any down payment or tradein, you have a right to reinstate by tendering the missed payments and repo...
Am I being scammed of served papers? ?
Daniel's answer
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Answered on August 09, 2025
This is almost certainly a scam. A legitimate debt collector will comply with the requirement that they send you a written notice describing the...
Will I be foreclosed on ? Titan Legal Services demands $3000 to work on my case involving JPMorgan from 15 years ago.
Daniel's answer
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Answered on July 23, 2025
Do not do anything in response to demands for immediate action. Insist that any debt collector provide the required "notice of debt" stating who...
How can I get my money back?
Daniel's answer
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Answered on July 21, 2025
Illinois has a statutory warranty on cars with less than 150,000 miles. It covers the power train and safe operation on the public roads. It...
Get out from under a vehicle that’s been in the shop since we purchased it?
Daniel's answer
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Answered on June 21, 2025
Probably. It depends on what your warranty provides and what the dealership knew about the problems prior to sale. Consult a consumer attorney...
Retail store cashed the same check twice over three months?
Daniel's answer
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Answered on June 14, 2025
What you describe is a violation of a federal statute called the Checks 21 Act. The retailer and the bank into which the retailer deposited the...
Can you sue a debt collector for calling you excessively and/or when the debt shouldnt have been sent to collections?
Daniel's answer
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Answered on May 26, 2025
What you describe may violate the Fair Debt Collection Practices Act as well as state law. Consult a consumer attorney immediately. It should not...
I was served a complaint from a debt collector but never a summons. Do i still need to file an answer?
Daniel's answer
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Answered on May 12, 2025
You need to either treat the complaint and summons as properly served and answer, or file a motion to quash service as improper. Do not ignore the...
Hi, I have a law group suing me for unpaid debt that i did not have who do i contact to represent me?
Daniel's answer
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Answered on April 23, 2025
An attorney who defends collection cases and handles ID theft cases. They will need the court papers, police report, and all documents relating to...
Hoping to have an answer for lemon law or consumer protection within 30 days in Illinois for buying a vehicle?
Daniel's answer
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Answered on April 23, 2025
There is no right to return a new or used car in Illinois, unless you have a signed contract so providing. If the car is defective you may have a...
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