It is unclear whether the loan company or the bank is at fault. Have a consumer attorney review the documents.

Payment of a debt in full does not require its removal from a credit report until 7 years from chargeoff. The entry must reflect payment/ zero...

The account agreement probably makes all account holders liable.

You need to send a letter (suggest certified or other means providing proof of receipt) to each of the 3 bureaus pointing out the problem and...

You are being scammed. In Chicago, process servers do not call you; they just serve you. Also, the Sheriff ordinarily makes the first attempt at...

Under federal law you are entitled to take over the loan as long as you comply with its terms. You are not required to requalify, refinance or pay...

It is unclear what the mileage/ weight of the vheicle was. Illinois has a statutory warranty if the car had less than 150,000 miles and is less...

Credit scoring models treat all pulls for the same type of credit (e.g., auto loan) w/i 30 days as a single pull. The 9 pulls are not actionable.

The complaint is privileged against defamation liability. The same statements made anywhere else are not.

A creditor can issue ONE credit card/ open ONE open end account in replacement of a credit card account. If you have one account your rights have...