You may well be collection proof. The creditor can try to obtain a judgment and bring you into court to answer quesrtions about your assets and...

You are being scammed. Provide no information or money. Report to law enforcement.

See an attorney who defends such cases, before any action is required. Generally you have 30 days from service to respond, and the attorney will...

You need to have an attorney review this to determine if you have a defense. It should not cost you anything to consult (at least that is our...

It is a scam. Do not respond. Send it to law enforcement.

This is a scam; we have encountered these in the past

It is unclear whether the loan company or the bank is at fault. Have a consumer attorney review the documents.

Payment of a debt in full does not require its removal from a credit report until 7 years from chargeoff. The entry must reflect payment/ zero...

The account agreement probably makes all account holders liable.

You need to send a letter (suggest certified or other means providing proof of receipt) to each of the 3 bureaus pointing out the problem and...